Automated ASX investing & minimising financial regrets | Pearler
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Who is Nick Nicolaides and what inspired him to start Pearler?
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This podcast contains general financial advice only. That means it's not specific to you, your needs, goals or objectives, so don't act on the information until you've spoken with your financial advisor. You'll find our full disclosure, disclaimer and link to our financial services guide in the show notes. Kate, welcome to this episode of the Australian Finance Podcast.
It is good to be back on.
Yes, we have a very special guest, Nick Nicolaitis. Welcome to the show, mate.
Hey, thanks for having me.
Yeah, I think you'll be familiar to many of our listeners because you're the co-founder of Perla, CEO. People have probably received emails from you if they're a Perla customer or they've been to the Perla website, maybe checked out your profile. We're so happy to have you. You and Perla as the official broker sponsor of the Australian Finance Podcast. We did a giveaway just last month and Thomas from your team sent through an email confirming who won the thousand dollars and it was super exciting. So we've got a lot to talk about today. We're going to talk about you and everything that you've done that led you up to here. And we're going to talk about some, I guess, the psychology of investing and what you're building.
But Kate, where did you want to start today?
Yeah, I think there's a lot to cover. And I remember in the lead up to this episode, we were having quite a discussion on regret and minimizing regret and now investing and what makes investing simple, but not necessarily basic. And I went on this whole deep dive onto regret minimization theory, which I will only touch on briefly in today's episode, but it's really interesting. But I guess, Nick, where I wanted to start was just if you could give us a bit of background into you and your journey and And how you ended up starting Perla, because I know many of our listeners will be interested, given most other brokers, you'll never meet the CEO and they'll probably never step out of their office to say hi.
Yeah, well, I mean, for starters, the label of CEO is probably an uneasy one, to be honest. But, you know, we're pretty early on in the journey. So, you know, maybe we can come back to that in a few years. But, you know, no, like I mean, we started a few years ago ideating on what was missing from the investing space. And, you know, I think we didn't start out focused on being a broker, I think is the first thing. We focused on what was happening with young people, this idea that we're all working really hard, that perhaps the next 20, 30, 40 years is going to be a bit different for people in their 20s, 30s, 40s, right?
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Chapters
8 chapters
1
Who is Nick Nicolaides and what inspired him to start Pearler?
0:00–4:02
2
What does it mean to make investing boring again?
4:02–8:39
3
How can investors minimize regrets during their investing journey?
8:39–12:58
4
What role does automation play in modern investing?
12:58–18:04
5
How does community impact the investment experience?
18:04–22:09
6
What are the psychological aspects of investing and automation?
22:09–24:59
7
How can investors focus on what they can control?
24:59–27:41
8
What are Nick's top lessons for investors?
27:41–51:41
Speakers
3 identifiedMore from Australian Finance Podcast
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