πŸ“ˆ Q&A: Companies to avoid in a market crash, research tools & selling shares

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Australian Finance Podcast 38 min 2 speakers 2 chapters transcribed 4 months ago
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What types of companies should you avoid during a market crash?

Owen Rask 0:00
Property investors often talk about using debt to build wealth. In the share market, that's called gearing. With the BetaShares WealthBuilder range, investors can access moderate gearing into shares, and with the newly launched GG-BL, That means exposure to a diversified portfolio of around 1,300 global companies excluding Australia, all with no loan applications, credit checks, or margin calls. Gearing magnifies both gains and losses, so it's only suitable for investors with a very high tolerance for risk. You can learn more about the WealthBuilder range of ETFs at the BetaShares website. And don't forget to read the PDS and TMD to decide if it's right for you. BetaShares Capital Limited is the issuer.
Owen Rask 0:45
Here's something worth knowing if you've been meaning to make the switch to a better broker. To celebrate their fifth birthday, Perla are offering three free trades a month for five months if you transfer your portfolio across with a minimum of $1,000. For anyone investing regularly, that's meaningful savings on brokerage that can stay invested instead. Perla is chess-sponsored, built specifically for long-term investors, and now has over $3 billion invested on the platform. If you've been with a platform that doesn't quite fit your strategy anymore, it might be time to take a look. You'll find all of the details at perla.com slash LP slash RASC. That's perla.com slash LP slash RASC. Hey there, here's a quick note.
Owen Rask 1:26
This podcast contains general financial advice only. That means it's not specific to you, your needs, goals or objectives, so don't act on the information until you've spoken with your financial advisor. You'll find our full disclosure, disclaimer and link to our financial services guide in the show notes. Kate Campbell, welcome to this episode of the Australian Finance Podcast.
Kate Campbell 1:48
Well, Owen, we spent about 10 minutes trying to find a joke for this episode and I feel exhausted now. So we finally got here.
Owen Rask 1:54
Well, you're going to be delighted with these jokes that we've come up with. This is part of Shares Month. Don't forget, you can go back and listen to all of our Shares Month episodes if you want to learn how to invest in shares, you want to learn about what analysts do and how to look at companies. In this episode, we're going to answer some questions about investing. These are just really common questions and I think you're going to put them to me. But maybe we can start with a joke, Kate. Why don't you go first with your joke that you've just sourced and it's taken us about 10 minutes to find.
Kate Campbell 2:24
Yes, there's a lot of really bad investing jokes out there on the internet. I'd recommend if you ever get bored to have a look at some of them. But anyway, the one I found today is, why was the stock trader electrocuted?
Owen Rask 2:37
Why?
Kate Campbell 2:38
Because he shorted Tesla.
Owen Rask 2:40
Nice.
Kate Campbell 2:41
Yeah, not that funny now because I've read it three times.
Owen Rask 2:44
Okay, well, here's mine. What's the difference between an investment banker and a pig trader?
Kate Campbell 2:50
I don't know.
Owen Rask 2:51
The pig doesn't turn into an investment banker when it's drunk.
Kate Campbell 2:56
Have you got to offend anyone on this podcast?
Owen Rask 2:59
For those investment bankers on the call, please remember this is all PG and we still love you. Okay, so we're talking about share investing. We've got some questions here, Kate. These are like rapid fire questions. We're not going to spend ages on them. You can send us your questions, podcast at rast.com.au and you can always... get your question featured there. If it goes into the running, we'll put it into our Q&A segments, which we do every month or two, or you can just drop them straight into the Facebook community, the Rask Australia Facebook community. But today we're going to try and keep it focused on investing because this is the nature of the shares month. So Kate, I'll just throw it over to you and we can just riff.
Kate Campbell 3:38
Yeah, absolutely. Okay. So Owen, is $1,000 enough to invest in shares or should I start with an ETF?
Owen Rask 3:45
Well, back in my day, so only about 10 years ago, when I was getting started investing, ETFs were around, but not many of them.

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