With the 2026–27 federal budget just hours away, the Australian mortgage market is on high alert for changes that could fundamentally shift the property landscape. With rumours of major policy shifts circulating, brokers are preparing to guide jittery clients through a market already cooled by rising interest rates and tightening supply. Alex Whitlock is joined by brokers Eva Loisance and Costa Arvanitopoulos to discuss the intense anticipation surrounding the budget, specifically the potential for "grandfathering" existing tax arrangements and the historical fallout of tinkering with negative gearing. The trio draw parallels between the current housing crisis and the policy shifts of 1985, exploring how removing tax incentives could further squeeze rental supply and slash borrowing capacity for everyday investors by tens of thousands of dollars. The discussion then moves toward the practical opportunities for brokers to lead through the confusion. The Broker Daily Uncut hosts also look at why "thinking outside the box" – such as targeting high-yield regional areas or utilising construction loans for granny flats – will be the key to maintaining momentum in a shifting market and what's behind the meteoric rise of Macquarie Bank.

Ask this episode

“What did the council decide on item 42?” — answered with the speaker and the moment.

Transcript

Related