LIVE WEBINAR: Property Under Pressure, Rising Rates, Political Risk & Weak Growth
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Why are investors hesitant to act in today’s property market?
We are back in your life and today we've got a cheeky bonus episode for you lucky listeners. What you're about to watch or listen to is a webinar that I recently hosted with Adam Farrell, Property Director at Lighthouse and Grant Watson, Senior Buyer's Advocate from Rethink Investing, where we unpack everything that's happening in the lending world right now, economic conditions, commercial property, residential property and what the upcoming election might mean for you. Thank you, everyone, for joining us tonight. Obviously, there is a lot happening in property right now, both residential and commercial. I feel like I'm kind of at a UFC fight, you know? It's like, residential versus commercial, which is not what tonight is.
What we're really kind of here to talk about is, look, the property market... just in general, it's been under a bit of pressure lately. There's a lot going on out there in the world. We've got wars, we've got tariffs, we've got Trump, we've got this, we've got this. And it's really easy to make decisions in your kind of investment plan or your portfolio or your property portfolio based on the headlines, right? I sent a stat to Adam the other day and I was like, look, This is the lowest sales volume that we've had in New Zealand for 31 years. And he just slapped me back and was like, you didn't read the article, did you? It's not. It's not true at all. So really what we're going to cover tonight is a bit around kind of the latest property data, some lending conditions.
We'll dig into each asset class a little bit because I think that's fair, right, to give you guys a bit of time to speak. And for everyone else who's watching, tonight's episode is going to be recorded and released as an episode of Checks and Balances, the podcast podcast. So you can catch this at a later date as well. Last but not least on the intro, we love the Q&A function. So make sure you send those questions through. You know, it is anonymous. So we'll say that there's no such thing as a stupid question. But do make sure you chuck them in the chat. So I'm the guy doing all the talking so far. I'm Michael Vincent. I'm the mortgage director at Lighthouse Financial. I've got Adam Farrell and Grant Watson here.
Adam, do you want to go first? Who are you and what do you do?
Yeah, sure. So I run the property team at Lighthouse where we help our clients to secure high quality residential investment properties. We specialise in the new build space, but with that said, whenever clients come to us, I guess one of the unique things about our process is regardless of if new builds are up here or not, we can point you in the right direction to the likes of Rethink or some of our other business partners. So
in
short, helping our clients buy good investment properties.
Nice. And Grant, tell them what you do.
Yeah, Grant Watson, Buyers Advocate at Rethink Investing. We're a commercial buyers agent. It's, I guess, a relatively new concept to a lot of people in New Zealand, but... Ultimately, what we do is we help people source quality commercial property investments and we manage the end-to-end process for them to make it as simple and as stress-free as possible.
And why is that important to have a buyer's agency working on your site in commercial as opposed to residential? I know the answer to this. Well,
look, I think they can be important in both, resi or commercial. The key thing is you've got someone in your corner working for you, working solely for you to get you the best possible
outcome.
We don't have any – there's no kickbacks or referrals from selling agents. If a deal doesn't sell, a property doesn't sell at the end of the week – end of the month you know we don't have vendors screaming down our neck saying hey why haven't you sold my property yeah we'll be the first to tell a client if a deal's not worth happening um you know a vendor counters at a price and they say hey it's still above your six percent mandate therefore it's still a good deal if we don't think the metrics fully stack up then you know we'll be the first ones to tell our clients
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Chapters
8 chapters
1
Why are investors hesitant to act in today’s property market?
0:00–10:49
2
What does the latest residential and commercial property data reveal?
10:49–23:44
3
How are rising interest rates and OCR affecting lending conditions?
23:44–35:06
4
Which regions and asset types currently offer the best cash‑flow opportunities?
35:06–46:45
5
What are the key fundamentals to evaluate before buying a property?
46:45–57:44
6
How does commercial property valuation differ from residential and why does it matter?
57:44–1:08:37
7
What impact will the upcoming election have on property investment strategies?
1:08:37–1:18:56
8
What practical steps should investors take to move from residential to commercial investing?
1:18:56–1:29:25
Speakers
2 identifiedMore from Cheques and Balances
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