In the latest episode of The Digital Banking Podcast, host Josh DeTar sat down with Michael Claire, founder and CEO of LoanCirrus Limited. Their conversation focused on how digital lending platforms can reach underserved communities—particularly in regions often overlooked by large banks.Claire shared insights from his work across the Caribbean, where outdated lending models and legacy technology have slowed progress. He explained how LoanCirrus is helping financial institutions reimagine how they serve people, starting with access and trust.DeTar and Claire also discussed the risks of overcomplicating digital transformation. Claire advocated for simple, intuitive tech that lets credit unions and small lenders adapt quickly. Throughout the episode, Claire emphasized that building tools for people—not just institutions—is what moves the needle.

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“What did the council decide on item 42?” — answered with the speaker and the moment.