Show notes
In this annual State of the Union episode, I’m sharing what’s officially in and out for me in 2026 - from habits and routines to mindset shifts, consumption patterns, and how I want my life to feel going into the new year. We talk about de-centering excessive scrolling, refining consumption, prioritizing sleep and mental health, and leaning harder into hobbies, creativity, and long-form content. I also share the wellness routines, lifestyle shifts, and creators that are inspiring me right now as I move into a slower, more intentional season.This episode is less about resolutions and more about direction — what I’m choosing to give energy to, and what I’m consciously letting go of.🎧 Topics include:👉🏻 My 2026 “outs” (habits, patterns, and energy drains)👉🏻 My 2026 “ins” (routines, hobbies, wellness, and creativity)👉🏻 De-centering scrolling, drinking, and over-committing👉🏻 Sleep hygiene, mental health, and early mornings👉🏻 Analog hobbies, classes, and learning for joy👉🏻 Creators I’ve been loving lately (on IG/TT)@glowwithella , @thewellnessprocesspod , @beccahimsworth , @gabrielleaihara , @kayliestewart, @plantbasedbabySubscribe to Beyond Your Budget:https://breakyourbudget.substack.com/BREAK YOUR BUDGET RESOURCES:💸 Personal Finance Dashboard:https://breakyourbudget.com/personal-finance-dashboard💸 Basic Budgeting Template: https://breakyourbudget.com/basic-budgeting-template💸 FI/RE Template: https://breakyourbudget.com/fire-template💸 NEW RENT VS. BUY CALCULATORhttps://breakyourbudget.com/rent-vs-buy-calculator💳 Tools + Cards I Use:Rakuten Cash Back: https://shorturl.at/w0PcHSoFi HYSA: https://wealthlink.me/michela-sofi-hysaAmEx Platinum: https://tinyurl.com/mpf7u7uyBilt Rewards: https://tinyurl.com/4kd8s33aBlue Cash Everyday: https://tinyurl.com/yrcbr2acAll Other Resources: https://breakyourbudget.com/links👩🏼💻 Inquiries: [email protected]📸 Instagram: https://www.instagram.com/breakyourbudget/📲 Tiktok: https://www.tiktok.com/@breakyourbudget📸 Instagram: https://www.instagram.com/michela_alloccaa💸 My ShopMy: https://shopmy.us/shop/michelaalloccaTIMESTAMPS:0:00 – Welcome + 2026 State of the Union overview2:30 – Gratitude, podcast growth, and leaning into long-form content5:15 – OUT: Excessive scrolling and low-value TikTok consumption8:45 – OUT: Drinking culture, over-committing, and overworking12:30 – OUT: Overconsumption and low-quality spending habits16:00 – OUT: Anxiety patterns, late nights, and decentering dating20:30 – IN: Elevated casual living and daily luxuries23:45 – IN: Tea rituals, bricking my phone, and analog hobbies27:15 – IN: Early mornings, reading, sauna, and wellness routines30:00 – Creators I’ve been loving + closing thoughts for 2026