She Needs To Divorce Him | Financial Audit
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Why is Jamie considering leaving her fiancé after years of yelling and abuse?
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I'm tired of the yelling. I'm tired of
the abuse. Screaming, throwing things at children, banging things around, making holes in the wall. That is not okay.
My kids have definitely suffered a lot.
And you're fully acknowledging right now that you abuse her.
If yelling and throwing stuff, yeah.
We don't around with kids.
Yes, sir. I try not to, but-
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Hi, I'm Jamie, I'm
26. I'm Michael. I'm 26, somewhere from St. Mary's County, Maryland.
And this is Financial Audit.
Thanks for coming down to Austin, guys. Really nice to meet you. Jamie, as always, starting with the one in front of me, what do you do for a living up there?
I am
a medical
assistant.
Sure. What are you assisting?
I work in primary care currently. Okay.
Well, probably not as much money, but let's see. I don't know. What do you make?
How much do Jamie and Michael earn, and why are their take-home paychecks unclear?
I make $19 an hour.
Yeah, not as much money. Okay, honestly, St. Mary County, I have no idea the cost of living in St. Mary County. I don't know where that is. Maryland, sure. I mean, in general, Northeast does tend to be more expensive, so I go off of that, making that $19 a little harder. $19 down here, you know, it wouldn't be the end of the world. How many hours a week are you working?
Forty.
So what's your account per paycheck? What's that per paycheck basis?
That's a little complicated currently. Is it? Yeah, it's very complicated. So technically it should be about $24 a month, but currently I had a credit card garnish my wages, so I'm missing about $800 a month out of that paycheck.
Okay, so what do you make a month on?
So what has the count now is 850 plus 850. Whatever that is. Like 1,700? 1,700. Okay. Well,
that's not enough to live on. No. Are you guys married?
No. No, we are not.
What's the status?
Engaged.
Engaged. Congratulations. When did you guys get engaged? Christmas. When's the marriage?
We don't know.
No date.
Yeah. We have not figured that out yet. Well, Michael,
what do you do for a living?
I am a fry cook and well in the morning and then at night I have a second job cleaning.
Okay, cool. What's your hourly? How many hours a week are you working?
40 hours at my fry cook job and then probably like another 20, 25 at my second job cleaning.
Yeah. I mean, you're working your butt off and you kind of have to, she's only making 1700, but she's making 40 hours a week. I feel like your wage should be more, but okay. Okay, what would you make on a monthly basis net?
What was it, like $3,400 a month from my fry cook job? Okay,
so yours makes no sense. 19 hours times 40 times 52 divided by 12.
Obviously, this is
pre-tax. No, you're not getting taxed at 50%.
I also get my insurance and all that kind of stuff comes down to my paycheck as
well. Yeah, but does it add up to 50%?
I might... Are you sure you know your take-home pay? Yes, $19 an hour.
No, it's take-home
pay. That's not your take-home
pay. Like, that's actually the stupidest answer I've ever... Do you know your take-home pay?
$19 an hour!
Come on.
Okay.
So, what's your... So, why is your account monthly with everything combined?
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Chapters
8 chapters
1
Why is Jamie considering leaving her fiancé after years of yelling and abuse?
0:00–1:51
2
How much do Jamie and Michael earn, and why are their take-home paychecks unclear?
1:51–7:41
3
How is Michael’s anger affecting the couple’s children and home?
7:41–34:00
4
How did cheating and past breakups shape Jamie and Michael’s relationship?
34:00–42:45
5
Why does Caleb say the children’s safety must come before the relationship?
42:45–49:23
6
How are Adam and missed mortgage payments putting the family’s finances at risk?
49:23–1:02:08
7
Can her mother offer a safe place for her and the children to start over?
1:02:08–1:09:43
8
How did car repossession and overspending lead to a financial recovery plan?
1:09:43–1:31:28