Matthew Cox | Inside True Crime Podcast
Soccer Mom's Secret Life | 10+ Years in Jail
Sat, 14 Dec 2024
Marci Simmons Shares her story about how she went from a normal life to stealing thousands and being locked up for over 10 years Marci's Link Tree https://linktr.ee/marcimarie114 Follow me on all socials! Instagram: https://www.instagram.com/insidetruecrime/ TikTok: https://www.tiktok.com/@mattcoxtruecrime Do you want to be a guest? Send me an email here: [email protected] Do you want a custom "con man" painting to shown up at your doorstep every month? Subscribe to my Patreon: https: //www.patreon.com/insidetruecrime Do you want a custom painting done by me? Check out my Etsy Store: https://www.etsy.com/shop/coxpopart Listen to my True Crime Podcasts anywhere: https://anchor.fm/mattcox Check out my true crime books! Shark in the Housing Pool: https://www.amazon.com/dp/B0851KBYCF Bent: https://www.amazon.com/dp/B0BV4GC7TM It's Insanity: https://www.amazon.com/dp/B08KFYXKK8 Devil Exposed: https://www.amazon.com/dp/B08TH1WT5G Devil Exposed (The Abridgment): https://www.amazon.com/dp/1070682438 The Program: https://www.amazon.com/dp/B0858W4G3K Bailout: https://www.barnesandnoble.com/w/bailout-matthew-cox/1142275402 Dude, Where's My Hand-Grenade?: https://www.amazon.com/dp/B0BXNFHBDF/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1678623676&sr=1-1 Checkout my disturbingly twisted satiric novel! Stranger Danger: https://www.amazon.com/dp/B0BSWQP3WX If you would like to support me directly, I accept donations here: Paypal: https://www.paypal.me/MattCox69 Cashapp: $coxcon69
Chapter 1: What led Marci Simmons to a life of crime?
Like I said, I, I, I would kind of was intrigued by them. They had lots of money, especially the big boss. I mean, they're just living these lives that I have had never seen flying in on private jets, that kind of thing. And yeah, I really think that they recruited me because they felt like it wouldn't be a moral issue for me. I would be like, man, it's not like there wasn't food on the table.
It's not like my power was being cut off. It was going on vacations and staying in these hotels that I would have never been able to afford and telling my husband that it's my boss's account, that they hold that suite. Like they don't hold a suite. A company doesn't hold a suite. I wouldn't have ever said that I was addicted to money or addicted to criminal activity.
But once I was in it, I became addicted. You know, it's definitely, definitely turned into an addiction. And with that, like any other addiction, you kind of you're having to lie and you're having to hide it. And you're pushing people that you love further away. The first offer he brought to me and asked me to sign encouraged me to sign was for a 40 year sentence for zero.
Hey, this is Matt Cox and I'm here with Marcy Simmons. She did, I want to say 10 years in prison. I'm probably off for embezzlement. And she's got a super interesting TikTok account. And she's just started a YouTube channel and she does shorts and TikToks. And so check this out. Where were you born?
So I was born in Colorado and my parents moved me down here when I was two. I still I claim that I'm a Texan.
Right.
I live in Texas and have been here my whole life. So right.
Never basically normal childhood. Went to high school. No problems.
Yeah, very much like a lower middle class family and played sports as a kid. My parents, my dad's a musician. My parents are a bit hippie-ish, you know, and I kind of grew up to love everybody and have an open mind. But I still kind of grew up in this little bubble, right? So yes, love everybody. And yes, have an open mind and yes, think for yourself and live and let live.
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Chapter 2: How did Marci's upbringing influence her actions?
Okay. Um, So, okay. So, and, but then you went to work, you went to work for, so you, you, did you go to school, college?
So I went to some college, but I ended up having too many babies. And I have one freshman year under my belt at street college. I did do college and while while I was incarcerated. But, yeah, I ended up being a pretty young mother. And so I was a stay at home mom for a while. And the kids got older and I started working in human resources. without a degree.
And that was around 2004.
Um, And I ended up working for a manufacturing plant for a couple of entrepreneurs. So these guys were just kind of big money guys that would buy companies out and undersell their competition so that their competition would then buy the company from them. And that's how they turn their profit. They didn't turn their profit from actually making goods.
So I ended up kind of getting connected with these guys. I had a pretty good job. I felt like I kind of looking back, I was like, man, I had it pretty easy because then I had a couple more kids during that time. And they were so lenient with me being a working mom. They were lenient with if the baby had to come sometimes, that was okay. Like it was pretty chill for a while until it wasn't.
Right.
And so what they were, they were, you know, we talked about it before, like they were kind of cooking the books themselves or asking you to help them kind of shift money around to make it look like they had more money in reserves and, or were making more money or buying product, not spending as much on, on the materials and to make them look like they were, you know, doing really well when actually they were breaking even or losing money.
Is that,
Yeah, that's spot on. That's exactly what was happening. And I was kind of participating in that. And as I'm participating in that, I'm losing respect for them. I'm seeing I kind of I'm starting to feel like they're pretty shy in the way that they make money. And it just it. Yeah, I felt like I was doing a lot more for what I made. And so that's what was kind of going on at work.
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Chapter 3: What was the turning point for Marci in her embezzlement scheme?
You know, like they kind of think, you know, and, you know, you kind of tell when somebody is in a desperate spot. Like I've had people that were in desperate spots and and and thought, yeah, I can get him to do it. Why? Well, because if we yank the account from him, he loses seven thousand dollars a month or five or three thousand dollars a month. And he needs that.
I know he needs that because he's building a new house or I know he needs that because he was telling me about that. You know, so that's going to hurt. Right. Or he asked me the other day if I could give him more work. So if I yanked a little bit of work he is getting. So, you know, I think you start to feel that ability to, you know, who's who's able to be manipulated. So, you know, I don't know.
Anyway, so well, so how long did this take place over what period of time?
so it was around 2007. Um, I started skimming money a little bit here and there. And, uh, I continued on for three and a half years until I got caught.
I mean, did it, did it ever come up?
Well, we were audited, you know, we had regular audits, uh, by annual audits and, um, this sounds so horrible, but it's a huge like uplift to your ego when you know you're, you're doing something well enough that it gets through an audit and it, and it, it becomes a little, it was a high, like the first audit I was panicked beforehand.
I was panicked during, but I'm trying to play cool because I'm also helping give information and, you know, send paperwork and, um, But at the end, it was such a high when it was over and nothing had got caught. I mean, that was that was just part of it. Right. Like it's a high to to get this money. It's to make a transaction and then know that money is yours. That's it.
That's a huge high to have a pile of cash in your hand. Your ego just grows and grows and you feel like you become emboldened. Yes. Yes, that's exactly right. You take higher risks. You, you know, do even more and more. And so, yeah, it never came up. I was never questioned during that time. And nobody ever said, hey, where did this go? Hey, what was this?
Every now and then with anything, they would be, you know, hey, what's this? And, you know, oh, that's a box order. We ordered boxes. It was no nobody looked into it.
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Chapter 4: How did Marci get caught and what were the consequences?
So I did not know. But apparently the detectives were already there. They were either already there or they had arrived just moments after me because I was only in the office with him for maybe three to four minutes. And the detectives walked in the office to detectives. And I had not I didn't have an arrest warrant at that point. I'm not so sure that I wasn't recorded in that room with him.
That never came up because I didn't go to trial and I never started saying I didn't do it. But it seems logical because the time that they came in was me just saying what it was. And they just asked me, hey, we need you to come with us. We have some questions for you. And I will tell anybody that has questions, Don't be naive like me.
And I know y'all have watched enough, whatever law and order to know you need to get a freaking attorney, whether you're innocent, whether you're guilty and you know you're guilty and you're going to say you're guilty. You need that lawyer from the beginning because I screwed myself by not doing that. I went with those guys, uh, It was the typical little detective room like you see on TV.
And I remember sitting in that room thinking, holy shit, what have I gotten myself into? Like all of a sudden, the reality just came crashing down on me. I'd been living in this little fantasy world where I have all this extra money and I'm not getting caught. And life is just peachy and rosy as far as finances go. My spirit was not peachy, you know, but yeah.
it just kind of crashed down and I did it all without an attorney.
Listen, I would have walked in that room. And when he said, you know, what is this? I just said, what are you talking about? What is this? Those are those accounts you told me to open and shift that money around. Like you've been doing with all these other accounts. You know what it is. What are you asking me that for? I'm just doing what you told me to do.
You and Bob and Jimmy, I don't know what you guys, what are we doing here? And then when the detective walked in and said, hey, we're here to talk to you, I'd say, well, listen, I'm sure you are. You probably know what my boss has been doing. Yes. Because I don't know anything about this. I'm just a cog in the wheel. But I'm here to talk to you guys. Glad you came in. Yes.
I wouldn't.
Yeah, but you're a much quicker thinker than I am. And I didn't learn to think that quickly with anything until prison life did that to me. But yeah, there there's so many I didn't even it never even occurred to me. to even speak on anything they were doing until I got out of prison and I start making videos and I'm talking, people are asking me about my crime.
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Chapter 5: What lessons did Marci learn from her time in prison?
They've had childhood trauma that I never had to experience. So as sucky and crappy as my situation was, I did not have to look far to realize how fortunate I have had it my entire life and during my incarceration, because I had parents and my brother and grandparents. And, you know, as my kids grew, I had them and lots of those ladies didn't know where their kids were.
They didn't have anybody to get on the phone with. So Texas prison conditions are very hard. They're tough. They're raw. Texas A&M did a study that the temperatures reach 149 degrees in the summer in some of those cells. It's rough. But the ladies, we... We stuck together. So, yeah, I did come into the prison coming from quite a bit more privilege than most people in that prison.
Most people with my kind of crimes do go to feds. They're not used to seeing me there, my type of crime. But I was accepted in there amongst the inmates. Now, the laws, the laws gave me hell.
Right. Right. So when so how many times did you go to parole and get turned out? I'm assuming.
Yeah, five or six times. I yeah, it's bad. Texas parole. They say that significant monetary loss. We're denying you because of some shit I cannot change. And that's they love the parole board in Texas loves to say, sorry, you can't go home because the nature of your crime.
Sorry, you can't go home because it was multiple criminal, like excessive criminal activity because maybe it was multiple transactions. Like they like to say things that you have no control over. It's insane. So we're working on trying to get some legislation passed to change that right now. But yeah, it's insane. So I go... I go and I'm in prison and I'm enrolled in college.
I'm not getting in trouble. I'm in the privileged dorm where people that don't get in trouble live. I'm an outside trustee, which is like the highest level of trust for an inmate to have. Doing everything I think I'm supposed to, taking these correspondence classes, racking up certificates for the parole board, etc. My poor mom there. My family's just naive to the legal system.
You know, I start to go into review for parole. My mom calls the warden and she's like, my daughter's up for parole and the warden tells her, oh, she's an outside trustee. Yeah, she'll make parole. They don't.
freaking no y'all need to stop speaking on it y'all do not know what the parole is you know and so my i just remember that conversation with my mom she's like honey the warden says you're probably coming home you know and um it's just all this hope and all this build up and then uh and then in texas you don't go in front of a parole board it's all on paper you know a representative
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Chapter 6: How has Marci's life changed after serving her sentence?
Well, just that, um, sharing our stories as people that have had a criminal background or been to prison or had legal troubles, um, which it, I mean, it's one in three people in this country have interaction with the law at some point, you know? So, um, Us being vocal about that and telling people about that and being successful in our spaces, whatever that success looks like, whatever.
If you're working at McDonald's and you get a customer service job, bonus or recommendation or employee of the month and your coworkers and bosses know that you've been to prison and that you have a past, that's just helping break down the barriers. I just think it's so important for us to
be okay with what has happened in the past to forgive ourselves and walk with our heads up high and be proud of who we are now hey this is matt cox and if you like the video do me a favor and hit the subscribe button hit the bell so you get notified of videos just like this also share this video check out uh marcy's one her you know her instagram her tick tock but also her youtube channel
And when I was incarcerated, I wrote a bunch of true crime books and they're all available on Amazon and Barnes and Nobles. So check out the trailers.
Using forgeries and bogus identities, Matthew B. Cox, one of the most ingenious con men in history, built America's biggest banks out of millions. Despite numerous encounters with bank security, state, and federal authorities, Cox narrowly, and quite luckily, avoided capture for years. Eventually, he topped the U.S. Secret Service's most wanted list and led the U.S.
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