The Double-Edged Sword of the "Shark Tank Effect" with Club Penguin Cofounder Lane Merrifield

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Money Rehab with Nicole Lapin 43 min 2 speakers 5 chapters transcribed 2 months ago
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What inspired Lane Merrifield to create Club Penguin?

Nicole Lapin 0:00
What is your bank doing for you? And how much is it costing you? That's a serious question, because if they're charging you $8 a month with zero extra services, I've got to stage an intervention here. What are you paying them for anyway to hold your money for you? You deserve better. That's what I love about Chime. There are no monthly fees, no maintenance fees. My younger self would have definitely benefited from this. It's not just the no fees thing. It's what they have to offer you, too. If you set up direct deposit, you can get paid up to two days early automatically. And with qualifying direct deposits, you're eligible for free overdraft up to $200 on debit card purchases and cash withdrawals. Plus, they have over 47,000 fee-free ATMs.
Nicole Lapin 0:41
So seriously, ask yourself, what is your bank doing for you and just how much are they charging you to do it? And if the math isn't mapping, think about making a change. Work on your financial goals through Chime today. Open an account in just two minutes at Chime.com slash MNN. Chime feels like progress. Chime is a financial technology company, not a bank. Banking services and debit card provided by the Bancorp Bank N.A. or Stride Bank N.A. Members FDIC. Spot me eligibility requirements and overdraft limits apply. Timing depends on submission of payment file. Fees apply at out-of-network ATMs. Bank ranking and number of ATMs according to U.S. News and World Report 2023. Chime checking account required. I am so excited you head up to Big Sur with my husband this fall.
Nicole Lapin 1:14
We are celebrating our anniversary. And while I will miss the little mush so much, we are also really excited to have a little parents time. We deserve that. But you know, it got me thinking about this feeling when you walk out of the door for a trip and you wonder, what your blaze is doing while you're gone. Well, it turns out it could be working for you. I've been hosting on Airbnb for forever now, and I tell all of my friends to do the same because it's an amazing way to make passive income from an asset you already have, your home. But some of my friends who are super busy worry that hosting on Airbnb would feel like having a second job. And that's when I tell them about Airbnb's co-host network.
Nicole Lapin 1:53
Anything you don't have the bandwidth to do, a co-host can handle for you. They can create your listing, manage reservations, manage guests, provide onsite support, even handle design and styling. So whether you're traveling for work or you're escaping the winter, or if you have a second place that just sits empty way too often, your home doesn't have to sit on the sidelines. Instead, you can earn a little extra cash without adding another job to your plate. Find a co-host at Airbnb.com slash host. I'm Nicole Lappin, the only financial expert you don't need a dictionary to understand. It's time for some money rehab.
Money rehab.
Nicole Lapin 2:36
There is no better entrepreneur than a consumer. And that's because the best entrepreneurs know what problems need to be solved. I see this a lot with parents. Parents know exactly how products for kids can and should be made better. And today I'm talking to one of the most successful parent-turned entrepreneurs out there, Lane Merrifield, who is one of the co-founders of the beloved children's game Club Penguin. Lane and I talk about the most important considerations for anyone making kids' products. and beyond that, advice for any entrepreneur solving a problem. In fact, Lane is on Intro, a platform for one-on-one coaching with experts. So after you hear this conversation, if you need more Lane in your life, I've put the link to book Lane in the show notes.
Nicole Lapin 3:20
Here's our chat. Lane Merrifield, welcome to Money Rehab.
Lane Merrifield 3:25
Thank you. It's great to be here. Great to chat with you.
Nicole Lapin 3:27
We're going to chat a lot about advice for entrepreneurs today, but first we have to talk about Club Penguin because around money rehab land, we love Club Penguin and we would love to hear the origin story of it.
Lane Merrifield 3:39
Yeah, so Club Penguin started really as a couple of young dads who had young kids who were jumping onto the internet and looking to play games and realizing that the social internet had really taken hold and was growing really quickly for adults, but there really wasn't much for kids.

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