Are These Social Obligations Worth the Money?
episode
Smart Money Happy Hour with Rachel Cruze and George Kamel
51 min
3 speakers
5 chapters
transcribed 2 months ago
Transcript
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Transcript generated automatically by AI and may contain errors.
How do Rachel and George introduce the episode about expensive social obligations?
If you've ever not wanted to attend another gender reveal and you feel like a terrible person for it, this is your safe space. Today, we're talking about social expenses we all dread.
I feel like this is your, like, perfect episode.
Okay, this is petty, but if they dip down on my birthday dinner, I dip out on their birthday dinner. This one might be the most dreaded. I think we saved it for last week. How are we feeling about that?
Hey, guys, I'm Rachel Cruz.
I'm George Camel.
And this is Smart Money Happy Hour. Well, this is the show where two friends who happen to be money experts talk about what you're talking about. So everything from pop culture, current events, and money.
Before we get to the content of the day, we're going to sip on a smoked rosemary Negroni sour.
It's delicious.
That's a lot of words for a lot of flavor.
That's a lot of names.
So stick around till the end. We're going to give you our rating and reveal the cost per glass.
Yep. Okay, George, I feel like there's nothing worse than feeling like you have to spend money on something that you really don't want to go to. Where you're like, oh my gosh, my social energy, my financial energy, everything's going to this thing.
It's all gone.
And when you start mapping it out, there's a lot of these things in life. It feels like.
As we made this list, I felt the cortisol levels rise in my body. Because even if you're in a great place with money, I just hate feeling like this event on my calendar is going to cost me something.
I know.
Socially, financially, emotionally, mentally. Especially depending on what it is and who I will be with.
Yes.
The people you're around really dictate what's going to happen.
Yeah, you get sucked into some situations, you know. I always think about Ross on Friends when he moved in. I think it's like the building maintenance guys retiring and they're all like chipping in. He's like, I don't know him. And they're like, you're not going to give to his retirement party? Wait, what? And he's like, I don't know the guy. And then he feels like he has to chip in.
There is a social pressure to it all.
Yeah, because sometimes there is. Or it's something like that, or even you get sucked into going to dinner with people that you kind of don't want to go with.
Yeah.
And they pick a nice restaurant, and you're like, crap, we're about to drop. A lot of money. We're going to drop some money and be with people we genuinely may not want to.
You would not choose to be with otherwise.
Does that happen to you a lot?
It does, and here's what I found. Usually, it's just me having a bad attitude, and we come back home, and I go, you know what?
I'm glad we did that. Oh, okay. Have you had one that you didn't feel that way?
Uh, there's been times I want to like get up and leave early, but you can't because you're stuck in a restaurant and you can't fake an emergency. I'm not, I wish I was good at that.
Or like, I love the.
Can you roll your ankle under the table somehow?
Yeah. Or I see like, you know, movies or they're like, if like the, if the single gal's out to her date and she has the friend that text her and she's like, I got to go. I'm so sorry. You know what I mean? Like you need an out. Maybe the babysitter could be the out for you next time.
That's a legitimate out.
She's sick. They got to go home.
Yeah.
Oh, cut the date short.
Hey, we couldn't get the babysitter last minute.
Sorry. Oh, and you just cancel on the front end. Oh, that's pretty dirty. Pro tip, if I ever say that to you. You know what's happening. I know, I'm with you. I feel like most people I enjoy. I have one dinner in my head that happened a few years ago that was...
I thought we had fun. I thought the camels and the cruises had a good time, but apparently not.
It's that one dinner with the camels. Yeah, it doesn't happen often, but it did. And I thought, wow, that was not fun.
Yeah.
That was not enjoyable.
Well, usually it's Whitney's friend and then the husband's also there.
Oh, yeah, that happens a lot.
So I'm having to make small talk with the guy.
Yeah.
And we have nothing in common.
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Chapters
5 chapters
1
How do Rachel and George introduce the episode about expensive social obligations?
0:05–10:21
2
What are the costs and etiquette of showers (baby, wedding, sprinkles)?
10:21–17:33
3
When should you attend birthday dinners and how much should you expect to spend?
17:33–21:31
4
What financial and time commitments come with being in a wedding party?
21:31–31:05
5
How do kids’ birthday parties and school events drain time and money?
31:05–51:23
Speakers
3 identifiedMore from Smart Money Happy Hour with Rachel Cruze and George Kamel
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