Side Hustles That Are (and Aren’t) Worth It

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Smart Money Happy Hour with Rachel Cruze and George Kamel 43 min 3 speakers 7 chapters transcribed
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What are strategic side hustles?

George Kamel 0:05
And what are we talking about today, Rachel? Strategic side hustles. Not just any side hustles. Strategy. I was like, I can grocery shop. It's not that hard.
Rachel Cruze 0:14
I remember this. This is so embarrassing. God, I'm going to be judged by this, but this happens. Hey guys, I'm Rachel Cruz.
George Kamel 0:27
I'm George Campbell.
Rachel Cruze 0:29
And this is Smart Money Happy Hour. This is the show where two friends who happen to be money experts talk about what you're talking about. So everything from pop culture, current events, and money. What do we got, George?
George Kamel 0:44
This is called the Kentucky Colonel. Don't let the O-L-O-N-E-L fool you. It's pronounced Colonel.
Unknown 0:51
Colonel.
George Kamel 0:52
because Merica. Merica. I don't know why that word is spelled that way. It's very frustrating, but it's a delicious drink. Stick around until the end. We'll give you our rating and reveal the cost per glass.
Rachel Cruze 1:01
That's right. Okay, so I think we should start off this by one of these questions that people ask a lot, and I'm going to ask you, George. What were you thinking? You told us about something recently, and I literally was floored, and I thought, George, maybe you're doing it for content. Maybe you're doing it for experience, but George, can I just give the punchline?
George Kamel 1:19
Yeah.
Rachel Cruze 1:20
I was an Instacart shopper. Yes, he was. Like a month ago.

What was George's experience as an Instacart shopper?

George Kamel 1:25
Yeah, I signed up.
Rachel Cruze 1:27
Because you're on baby step seven.
George Kamel 1:29
So yeah, they're confused. Because generally, you'd be doing the side hustle to hit a short-term financial goal. We're trying to get out of debt, so I'm taking all the jobs I can. This was not the case with me. I did it for fun, like a sociopath. But here's what happened.
Rachel Cruze 1:43
So part of it was motivation, though, because of the job you do. And we talk about side hustles a lot, right? So actually, you're a very selfless person.
George Kamel 1:50
Thank you for saying that. You're the first.
Rachel Cruze 1:53
And then also, tell us about the shopping experience.
George Kamel 1:55
Okay.
Rachel Cruze 1:56
How hard is an Instacart shopper?
George Kamel 1:57
We might need all day to talk about it. Y'all, it is not for the faint of heart. Stop. I was like, I can grocery shop. It's not that hard. Little did I know, I'd be at the Sprouts bulk bin at 9.30 at night, picking out licorice with a plastic tong, and they're all stuck together. Oh, no. I had the most, every experience was horrific. Oh. Everyone had its own unique little challenge. Oh, no. I thought, oh, a prescription from Publix. This should be easy. I can just get the prescription, deliver the prescription. Nope. They have to be home to sign off legally. Otherwise, you go to jail. Oh, no. So I'm knocking on the door. Seven dogs are barking at me through the glass. I'm frightened for my life. I'm calling her, calling her. She's like, I'm at a concert.
George Kamel 2:39
I'm like, well, lady, I can't give you the prescription unless you're home. She says, what do you mean? I need the prescription. I was like, oh, my gosh, is this lady going to die on my watch? So then I'm like, I'm in a conundrum. So I go back to Publix.
Rachel Cruze 2:51
It's a medical emergency.
George Kamel 2:52
And I have to make it back to Publix Pharmacy to return it in time so that she can even pick it up in the morning. Oh, no.
Rachel Cruze 2:58
Why did she do that, though?
George Kamel 2:59
That's her fault. Thank you.
Rachel Cruze 3:01
Americans. What are we doing?
George Kamel 3:03
So there was just every, at every turn, and then it was like, I'm going to the nicest neighborhoods I've ever been into. I'm surprised they even let me in. Gated communities. I need to find a code. There's no, they didn't give me a code. Oh, no. $3 tip, Rachel. $3 tip. No. I'm lugging gallons of water.
Rachel Cruze 3:18
Shame on you. I'm not about shame, but shame on you all in a gated community. And can I tell you? That tip $3 to little George.
George Kamel 3:24
You know the community well, Rachel. It was the. It wasn't your neighborhood.
Rachel Cruze 3:29
No, but it was the. Yes. Blank.
George Kamel 3:32
A ritzy community. $3 tip for little old George lugging all those gallons of water.
George Kamel 3:54
$3.
Rachel Cruze 3:54
But you know what? I always get a thank you for the great tip. And I remember being like, okay, okay. Until I heard your story that people only tip $3. That happened multiple times. Did you just pick them up like a thing of bananas?
George Kamel 4:05
No, I'm telling you. There was gallons upon gallons of waters. I mean, I had to make multiple trips to the trunk just to carry this stuff. So bad. My last Instacart run, zero dollar tip. No, they didn't even tip you. And this was like, I'm texting back and forth.

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