Smart Money Happy Hour with Rachel Cruze and George Kamel
Stirring the Pot With These Off-Limits Topics
Thu, 16 Jan 2025
💵 Start your free budget today. Download the EveryDollar app! If you love awkward silences, just try asking your blind date how much money he makes. In this episode, Rachel and George share hot takes on common taboo money topics, plus how you can avoid cringey situations. Next Steps: 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour. 📱Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. Connect With Our Sponsors: 🔒 Get 20% off when you join DeleteMe. 🌿 Get up to 40% off at Cozy Earth with code Smart Money. Today’s Happy Hour Special: 🍸 Smashing Sage Spritzer (Mocktail) Recipe: Drinking for Two: Nutritious Mocktails for the Mom-To-Be Ingredients: 1 cup fresh or frozen blackberries or cherries 1 tablespoon lime juice 1 teaspoon honey 1/3 cup coconut water 1 cup seltzer 4 sage leaves Additional blackberries and sage leaves for garnish Instructions: Muddle blackberries with sage leaves and honey in the bottom of a shaker. Add lime juice and coconut water; fill shaker with ice. Shake vigorously. Strain, if desired. Divide the shaken mixture between two ice-filled lowball glasses. Top with seltzer and stir. Garnish with fresh sage and blackberries. Listen to More From Ramsey Network: 💡 The Rachel Cruze Show 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
Chapter 1: What are conversation grenades?
And they do that eye thing and you're like... Have you ever had like a really awkward interaction? I had one while we were downtown doing a man on the street interview. So we find strangers like, hey, let's talk about money. And like they have to sign a waiver at the end saying we can use it on the YouTube channel. Well, she didn't know that we were part of Ramsey at first.
We had told her, but she couldn't breeze by it. She's signing the waiver and goes, wait, Ramsey? As in like Dave Ramsey? We're like, yeah. And she goes, oh, I can't sign this. And she just walked away. And we're like, girl, who hurt you? What? It was wild. So I was like, it is controversial just to help people get out of debt.
Just trying to help people budget, you know, do that every dollar app. That's what we're out here doing for America.
But people weirdly are okay sharing a lot of details about their finances, which is rare in other small talk conversations.
Yeah, because it is funny in our jobs, especially on the Ramsey Show, you immediately ask people, okay, so how much do you make? Okay, how much does that take home? Okay, what's your car payment? I mean, you are just diving in.
What are your exact debt loads? Why did you take out that debt? What was going on in your life?
What was going on with the personal loan? I mean, you got to get all the info.
We got to get to the bottom of it.
Yeah, but money can definitely be a conversation grenade. But some other things too, George.
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Chapter 2: How to handle awkward money conversations?
So some common off-limit topics. I'll throw Conspiracy Theory out. That's my number one.
Okay. I think it's a good one. That's a good one.
Another one. Why aren't you drinking?
Oh, that's a big one.
Yeah, what's going on? What's wrong?
You good? Something is wrong with you if you're not drinking. Wild? Either you're pregnant. Are you pregnant?
Yeah, yeah, yeah, totally.
If you're a woman, that's the first thing.
Everything okay?
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Chapter 3: Why is discussing salaries considered taboo?
To grandma or anyone. Because you know grandmas are catty. Oh, yeah.
They're sharing that information somewhere. That's going to be me. I cannot wait to be... I can't wait to be like in my 80s. I feel like I could get away with anything.
You will be so toxic.
And I will be toxic. Bougie toxic Rachel comes out. Call me Ray Ray.
82-year-old Rachel will be spilling the tea everywhere she goes.
She'll be gossiping everywhere, all over town.
You'll be sparking drama. You'll spark fake drama. Oh, did you hear what she said about you?
Oh, my gosh. I would never.
And you'll always be the perfect one.
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