Stirring the Pot With These Off-Limits Topics

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Smart Money Happy Hour with Rachel Cruze and George Kamel 40 min 3 speakers 3 chapters transcribed
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What are conversation grenades?

George Kamel 1:51
And they do that eye thing and you're like... Have you ever had like a really awkward interaction? I had one while we were downtown doing a man on the street interview. So we find strangers like, hey, let's talk about money. And like they have to sign a waiver at the end saying we can use it on the YouTube channel. Well, she didn't know that we were part of Ramsey at first. We had told her, but she couldn't breeze by it. She's signing the waiver and goes, wait, Ramsey? As in like Dave Ramsey? We're like, yeah. And she goes, oh, I can't sign this. And she just walked away. And we're like, girl, who hurt you? What? It was wild. So I was like, it is controversial just to help people get out of debt.
Rachel Cruze 2:30
Just trying to help people budget, you know, do that every dollar app. That's what we're out here doing for America.
George Kamel 2:36
But people weirdly are okay sharing a lot of details about their finances, which is rare in other small talk conversations.
Rachel Cruze 2:41
Yeah, because it is funny in our jobs, especially on the Ramsey Show, you immediately ask people, okay, so how much do you make? Okay, how much does that take home? Okay, what's your car payment? I mean, you are just diving in.
George Kamel 2:52
What are your exact debt loads? Why did you take out that debt? What was going on in your life?
Rachel Cruze 2:56
What was going on with the personal loan? I mean, you got to get all the info.
George Kamel 2:59
We got to get to the bottom of it.
Rachel Cruze 3:00
Yeah, but money can definitely be a conversation grenade. But some other things too, George.
George Kamel 3:05
Well, lately, last year it's been politics, Rachel.
Rachel Cruze 3:08
That is the number one, man.
George Kamel 3:10
Yeah, so we're going to help you today. Maybe avoid them, maybe learn how to navigate them. And for us, that's another day at the office.
Rachel Cruze 3:16
This is what we do.
George Kamel 3:17
This is what we do.
Rachel Cruze 3:18
Yeah.
George Kamel 3:19
We talk about the taboo.

How to handle awkward money conversations?

Rachel Cruze 3:20
So some common off-limit topics. I'll throw Conspiracy Theory out. That's my number one.
George Kamel 3:25
Okay. I think it's a good one. That's a good one.
Rachel Cruze 3:27
Another one. Why aren't you drinking?
George Kamel 3:31
Oh, that's a big one.
Rachel Cruze 3:32
Yeah, what's going on? What's wrong?
George Kamel 3:34
You good? Something is wrong with you if you're not drinking. Wild? Either you're pregnant. Are you pregnant?
Rachel Cruze 3:39
Yeah, yeah, yeah, totally.
George Kamel 3:39
If you're a woman, that's the first thing.

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