These “Get-Rich-Quick” Schemes Will Topple Your Financial Progress
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What are the worst ways to build wealth?
Today, we're talking about the worst and riskiest ways to build wealth, and we're playing a game of Jenga to keep things interesting. I think Jenga is how I created my anxious attachment. It's a very anxiety-inducing game.
No, stupid. Don't do that, guys. Don't waste your money.
Oh, this is not looking good for you.
Hey, guys. I'm Rachel Cruz.
I'm George Camel.
And this is Smart Money Happy Hour.
Cheers, George. Cheers.
This can't be our table. No, no, we gotta... We got a little game here.
Occupado.
Yes. All right. Well, this is the show where two friends who happen to be money experts talk about what you're talking about. So everything from pop culture, current events, and money.
But first, let's talk about what we're sipping on. It's a lemon ginger mocktail spritz.
It's amazing. And I'm not a big ginger fan, but already, y'all, it's so good.
This is a winner. So stick around. We're going to give you our rating and reveal the cost per glass at the end of the episode and no earlier. Don't ask. So when it comes to building wealth, Rachel, there are proven methods that are guaranteed to help you reach your goals responsibly. And then there are, shall we say, get-rich-quick schemes that can topple your financial progress overnight.
Hint, hint, our game of Jenga.
We love a Jenga.
Yeah, throwback to a little childhood. Are you going to play with Mia when she gets a little bit older?
I don't know because I think Jenga is how I created my anxious attachment. It's a very anxiety-inducing game. I don't know that I need to introduce trauma.
Are you an anxious attached?
Yeah. Okay. 100%. I don't need a therapist to even tell me that.
You're not avoidant? I would have thought maybe avoidant.
Well, that's hurtful.
Can you be both? I don't know.
What are you?
I'm avoidant. Oh, I can see that. Winston's anxious attached. I'm avoidant attached.
Anything that makes me more like Winston is fine with me.
That's good.
Yeah, I just feel like it's an anxiety-inducing game. Yeah, it is. Many games can be, but there's a physical thing that happens. It's true, yes. And it's your fault. You know what I mean? Yeah. I don't like any of that part.
Right. The moment the tower falls, it's all on you. Yeah. It's like tennis.
No one else to blame.
It's like tennis. There's no team.
How can get-rich-quick schemes topple your financial progress?
It's just you. If you fail, you fail. Oh, man. Were y'all competitive game nights growing up?
I wouldn't say so. I don't remember playing a lot of games with, like, my whole family. I don't know if it's because we were, like, Middle Eastern, and so there was a gap. We had a lot of board games.
Do Middle Eastern people not play board games? What are you saying?
I don't know. It was probably like some—you know what? My grandpa played backgammon.
Oh, yeah, that's a fun one.
Big bat-gaming guy.
I'm like, yes, that's good.
Maybe some dominoes here and there. For sure.
Some marbles. Hey, Mexican-trained dominoes. That hits. Fun game. Fun. That's a good one.
But, yeah, we had Monopoly, Game of Life, Trouble. Yeah, oh, look at you. We had all the Sorry.
Yes, yes. Yeah, you got it.
All the classics. How about you guys?
I love it. Yeah, the Ramses are a family game. Family.
Family game family.
Family game family.
The Ramseys are a family of games. To this day. Games. Games. What's the one we played with Dave? Oh, Codenames. Codenames. We get so competitive. If you want to get riled up. We get so competitive. We may yell and cheat and do what you got to do to win, but you do it. It was aggressive.
And I don't ever forget. I've also played a board game with your brother, Daniel. Probably. That was also trauma-inducing.
I was going to say, we are a game family. We love games.
And very competitive.
Yeah.
Yes, yes. Our volume goes up. It gets loud. It gets very loud.
It doesn't help with the anxiety.
Yeah, yeah, yeah. So maybe you're doing the smart choice in life, George, staying away from the games. I think that's partially why. But this episode, we're going to induce all the anxious trauma.
This is large and in charge. If you're not watching on YouTube or Spotify, you should watch because these are aggressively large blocks.
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4 chaptersSpeakers
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