Welcome to this week’s Ask Rob & Rob. Daniel kicks us off today by asking us about his options for releasing equity on his family home. He’s lucky enough to own it outright and wants to start purchasing buy to let investment properties. He’s contacting mortgage brokers but isn’t sure whether he should be looking at one property in London or a few properties in Manchester. Luckily Rob & Rob are on-hand to give Daniel some pointers on getting his first investment property wrapped up. Should Daniel remortgage 95% or 70%? And is it better to walk away with the whole amount or get an offset mortgage and draw down on it as/when required? Also, what are Daniel’s goals and why should these be determined before considering locations? If you’re looking at refinancing your home to kick start your property investment journey, this week is a corker for you. Second up we have Lauren who is frustrated with the solicitors recommended by her lender. Her purchase has nearly fallen through twice and her mortgage offer is due to expire very soon. What can she do when nobody can seem to make contact with them? The Rob’s have always made their feelings about the conveyancing process crystal clear. Whilst this isn’t an uncommon situation, that doesn’t make it right. What should Lauren’s first move be? Listen to what Rob & Rob would do to try and push the purchase through. Buying investment property shouldn’t be painful, so it’s important to find a decent mortgage broker and conveyancing solicitor to help move the process on. Hit the listen button and enjoy Ask Rob & Rob. Do you have a property related question for Rob & Rob? Whether you’re a first time investor or a seasoned pro, you could feature on our next episode. Simply call 013 808 00035 and leave a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Do you love property and are keen to connect with likeminded people? Head over and join the conversation over in the Property Hub forum. Our active Hubbers are talking property on a daily basis - from breaking news to sharing hints, tips and some very interesting progress journeys. Pop over an introduce yourself today. See omnystudio.com/listener for privacy information.

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“What did the council decide on item 42?” — answered with the speaker and the moment.

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