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The Ramsey Show

Are You Ready To Go Scorched Earth on Your Debt?

17 Jan 2025

Transcription

Full Episode

15.342 - 39.411 George Kamel

From the Ramsey Network, this is The Ramsey Show, where we help people build wealth, do work that they love, and create amazing relationships. I'm George Camel, joined by Ramsey personality, Dr. John Deloney. We're taking your calls at 888-825-5225. We'll do our best to give you the right next step for your life, your money, your mental health, your relationships, whatever is going on.

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40.011 - 42.732 George Kamel

Shannon's going to kick us off in Phoenix. What's going on, Shannon?

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44.215 - 45.316 Shannon

Yes, hello. Hey.

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47.857 - 48.258 Dr. John Deloney

What's up?

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49.719 - 76.152 Shannon

Oh, okay, so I'm calling because my ex-husband and I bought a townhouse for our children to live in during college, and then four months later I filed for divorce. Our divorce was final, but in the divorce they didn't split up the property because my oldest daughter was on the title in the mortgage. So then after that, I had to get a real estate attorney.

76.192 - 101.086 Shannon

And we're now at the point where we have a legal agreement for my ex to refinance the property and get my name off the property. Or if he doesn't do that by March 1st, then we sell it. But this is... being contentious. And my issue is for my daughter. He's telling my daughter that she has to be on the refinance of the property.

101.186 - 125.759 Shannon

And I'm just want to give her the right information for her financial security for her life. If it's a good thing for her to be on the mortgage of this $600,000 property. Is she in school? She is a junior and she also is a real estate agent and she is making about $50,000 a year.

127.472 - 133.038 Dr. John Deloney

Yeah, that's not even in the same plan. It is a $600,000 mortgage. I know.

133.598 - 138.263 George Kamel

She was artificially propped up with you and your ex paying the mortgage. Yeah, she shouldn't be on it. Right.

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