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Full Episode
Live from the headquarters of Ramsey Solutions, it's the Ramsey Show, where we help people build wealth, do work. that they love, and create actual amazing relationships. I'm Dave Ramsey, your host. Jade Walshaw, Ramsey personality, number one best-selling author, is my co-host today. You jump in, we'll talk about your life and your money. We'll talk about you right in front of you.
The phone number is 888-825-5225. The call is free, and some say the advice is worth exactly what you pay for it. Tommy starts off this hour in Reno, Nevada. Hi, Tommy. Welcome to The Ramsey Show.
Good morning and thank you for taking the call. Sure.
What's up in your world?
Well, I'm a 75-year-old senior with a 68-year-old wife. And I found a month and a half ago that I was $53,000 in debt on credit cards. I thought I was debt-free for quite a while now. And I come to find out that there was money being put against the credit cards from casinos mostly, uh, for the last five years.
Anyway, right now I'm lined up to borrow $80,000 of the credit union at 6.6 to 5% 30 year amortization, but it's a balloon payment. And the reason I went with that is cause I, I can pay different amounts, at different times because I make $30,000 to $50,000 extra approximately every year over our retirement. Our retirement income is $57.35 a month.
Who racked up the credit card bills? Your wife?
Yes, ma'am. And you didn't know about it? I wasn't smart enough to keep my nose in the books, and I trusted her 100%.
How long have you guys been married?
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