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The Ramsey Show

Stop Letting Excuses Steal Your Wealth

03 Mar 2025

Transcription

Chapter 1: What is the focus of 'Stop Letting Excuses Steal Your Wealth'?

0.209 - 13.009 Dave Ramsey

Hey guys, Dave Ramsey here. Me and Dr. John Deloney are coming to a city near you on the Money and Relationships Tour. It's happening soon, so don't wait. Get your tickets at ramseysolutions.com slash tour.

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27.558 - 50.871 Ken Coleman

This is the Ramsey Show, where America hangs out to get coached up on their life, specifically their money life, their professional life, and their relational life. 888-825-5225 is the phone number to jump in, America. It's your show, 888-825-5225. Alongside the fabulously fly, I feel like today,

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51.571 - 52.512 Jade Warshaw

Jade Warshaw.

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52.872 - 56.614 Ken Coleman

I got to say, I think you got a 90s vibe and I don't have a problem with it.

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56.634 - 58.956 Jade Warshaw

I'm in it. I'm all the way in it. Number 23.

59.756 - 77.548 Ken Coleman

I'm not ashamed of my age. I graduated in 1992 from high school. We've got a big group of fantastic looking young scholars, high schoolers from a local school here today looking at us and they're all like, yeah, he's pretty much my dad's age. And I am.

78.708 - 82.989 Jade Warshaw

Can we clear the... We're not the same age though, Ken. No, you're younger than me.

83.55 - 85.75 Ken Coleman

Look at you all ashamed. Are you shaming me?

85.85 - 87.691 Jade Warshaw

I'm not trying to be where you're at yet.

Chapter 2: Should you use retirement savings to pay off debt?

1095.989 - 1097.53 Ken Coleman

Yeah, you the man. I appreciate that.

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1097.55 - 1098.03 Paul

You the man.

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1098.05 - 1108.475 Ken Coleman

You know, fascinating. I love to hear a young man who's going, I really want to pay this off. And he's like, hold me back, Jade.

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1108.555 - 1109.035 Jade Warshaw

Right, right.

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1109.075 - 1119.22 Ken Coleman

Hold me back. Like, am I doing? And boy, as opposed to the opposite effect, you know, where people are just like, oh, they're not even thinking about it at all. They aren't willing to sacrifice. Really interesting way of coming at this.

1119.625 - 1129.874 Jade Warshaw

It is. It is. And I think it's worth that conversation because, yeah, when Sam and I, after we spent seven and a half years paying off our debt, we're weary, right, at that point.

1129.895 - 1133.057 Ken Coleman

If he'd have come at you with more intensity, you'd have been like, hey, man.

1133.598 - 1134.479 Jade Warshaw

Listen, I tried to do it.

1134.999 - 1135.62 Ken Coleman

You tried.

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