Time for some experimenting! We had a guest scheduled who wasn't able to show up, so given I had a block of time available, I wanted to give something a try. You never know unless you try right? This could be an epic failure, but that's okay… at least I'll know! With all that being said, please give me your thoughts and feedback on this format. You will not hurt my feelings either way, in fact, I'll thank you no matter what because I'm asking for feedback. I've seen some headlines out there that I wanted to address as it truly drives me nuts and I want to give my two cents on the matter. I may or may not do some ranting, but sometimes I just can't help myself. I look forward to your thoughts and feedback. Notes: Today Clay decides to have a rant since we were stood up. His first topic is regarding tax cuts and where they have ended up. The media has used lots of word play to mislead where the money is actually going. Another article discussed is regarding 401k millionaires. It had increased 45% over the past 12 months. Unfortunately they had implied that it may have taken 30 years, almost painting saving and contributing to the 401k as negative because it took so long. The majority of America does not use a budget which is partially why it appears there has been so many complaints about the new tax cuts. Those who are smart enough to save and contribute to their retirement funds are the ones truly getting the benefit. If you fall into the majority that does NOT use a budget and SAVE, it is probably time to take a hard look at your finances. Quotes: The whole premise that you cannot benefit is a lie. It's a misconception about how things work. More word play. Politics has nothing to do with this. I want you to really see what is being portrayed here. Here we have the majority of people not benefiting from tax cuts because in order to benefit you need to be a saver. Links: MoneyWithClay.com

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“What did the council decide on item 42?” — answered with the speaker and the moment.

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