Nearly 65% of Americans have credit card debt, with the average balance being more than $5,500. Credit cards can offer many benefits such as convenience, rewards, and building credit, but it's important to use them responsibly and be aware of the potential drawbacks. In this episode, Brandon and Jessica discuss the pros and cons of using a credit card. They’ll dig into the basics, so you can understand how proper credit card use can benefit you. Tune in as they break down the do's and don'ts, so you can swipe smarter in the future. In this episode:Nerd Wallet How to Freeze Your Credit Bureaus Free Credit Report dot com Transunion EquifaxExperian If you’d like to leave us a question to be answered during future episodes, you can do so at Speakpipe. We can’t wait to hear from you!Be sure to connect with us on InstagramLearn more about Brandon, and Oak City FinancialSchedule 30 minutes with Brandon Please remember to subscribe, rate, review and share. It means so much to us.Head over to our YouTube channel to catch this episode in full video form. Apply to be a guest on the show. You can also email us at: [email protected] Connect with us on InstagramWe’re most active over at @thesugardaddypodcast Chat with BrandonWant to work together? Learn more about Brandon Book a free 30-min call to see if it's a fit. Show us some love, hit subscribe, leave a five star rating, and drop a quick review! Money, relationships, and the mindset to master both. Hosted by financial advisor Brandon and his wife Jessica, The Sugar Daddy Podcast breaks down how to build wealth, unpack old money beliefs, and have real conversations about love and finances. Our mission? To help couples and individuals grow rich in every sense of the word: emotionally, relationally and financially.

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