This is Money Podcast
Episodes
Isa investing bestsellers revealed - but is cash still king?
20 Mar 2026
Contributed by Lukas
Isa season is in full swing as savers and investors race to beat the clock to fill up their allowance - but where are people putting their money? Simo...
Mortgage rates are spiking - how bad will it get?
13 Mar 2026
Contributed by Lukas
Mortgage rates have shot up this week as the impact of the conflict with Iran for inflation and interest rates sinks in.Banks and building societies h...
What does the Middle East conflict mean for your money?
06 Mar 2026
Contributed by Lukas
In the past week, news headlines have been dominated by the conflict in the Middle East. It has pushed up oil and gas prices, and as such, concerns ov...
Why is the FTSE 100 soaring – and can its run continue?
27 Feb 2026
Contributed by Lukas
The flying Footsie is on course for the best start to the year since 1998 and driving it are 20 stocks that have risen by 50% or more in the past yea...
What you need to know about pensions with Steve Webb
20 Feb 2026
Contributed by Lukas
Pensions are a topic that dominate the financial landscape and for the past decade This is Money readers have had Sir Steve Webb on hand to answer the...
Bonus: How we turned start-up Heidi into one of the biggest ski holiday firms
19 Feb 2026
Contributed by Lukas
In this bonus This is Money podcast episode, Simon Lambert interviews Marcus and Alexander Blunt, the brothers behind travel firm Heidi, to find out ...
Is it time you switched your investment platform?
13 Feb 2026
Contributed by Lukas
How do you solve a problem like student loans?
06 Feb 2026
Contributed by Lukas
Student loans look like another mess that has reached a tipping point in Britain's shonky financial system.There are three different types of student ...
Is a ground rent cap a good idea for leaseholders and why is it controversial?
30 Jan 2026
Contributed by Lukas
The Government has announced plans for a cap on ground rent - is it a welcome policy that will finally fix a broken system or does it risk creating n...
Is the weaker US dollar bad for investors and why is Vanguard reducing UK bias?
23 Jan 2026
Contributed by Lukas
Donald Trump has been hijacking the headlines this week, with his speech at the World Economic Forum in Davos a major talking point globally. With pl...
Should you swap your star fund manager for a cheap tracker?
16 Jan 2026
Contributed by Lukas
Life isn't what it once was for star fund managers. The investment industry once thrived on big names but these widely recognisable figures are few a...
Tips to sort your finances and what's going on with pubs?
09 Jan 2026
Contributed by Lukas
What are the financial foundations you need so that you can then start living a richer life?On this episode of the This is Money Podcast, Georgie Fros...
What next for house prices in 2026?
03 Jan 2026
Contributed by Lukas
It's safe to say it was a mixed bag for the property market last year, with a mixture of Budget speculation and stamp duty costs weighing on house pri...
This is 2025: What happened to our finances and the economy this year
26 Dec 2025
Contributed by Lukas
We are almost at the end of a year that turned out to be rollercoaster ride for our finances. Investors have had a good year but there was certainly s...
How low will interest rates go... and will they stall earlier than we think?
19 Dec 2025
Contributed by Lukas
The Bank of England has cut interest rates for the fourth time this year. The base rate is now the lowest it's been since 2023 but a split vote means ...
Will the mortgage price war revive the property market?
12 Dec 2025
Contributed by Lukas
Mortgage lenders are battling to offer borrowers lower rates - running ahead of the Bank of England making an expected cut next week. That's good news...
Just how good are public sector pensions - and should we protect them?
05 Dec 2025
Contributed by Lukas
Bonus: The questions financial planners are being asked after the Budget... and the answers
04 Dec 2025
Contributed by Lukas
The dust has settled on the Budget but while we now know what Rachel Reeves plans for our finances, many questions remain. The Budget featured a raft ...
What does the Budget mean for you... and how bad was it?
28 Nov 2025
Contributed by Lukas
After the endless speculation, the Budget finally arrived this week. Rachel Reeves seemed happy with her statement and Sir Keir Starmer has been out s...
Nvidia report bumper results - why does it matter and is an AI bubble set to burst?
21 Nov 2025
Contributed by Lukas
Nvidia is the talk of the town after posting better than expected earnings results - has the chip maker genuinely eased fears of an AI bubble bursting...
What does unemployment data, GDP figures and market moves say about the economy?
14 Nov 2025
Contributed by Lukas
This week we've had some worrying looking unemployment figures and disappointing GDP growth. Meanwhile, the FTSE 100 soared within touching distance o...
Never mind the B*****, here's the other financial stuff
07 Nov 2025
Contributed by Lukas
Can you do a financial podcast and not mention the Budget right now? No, not really. But you can give it a good shot at keeping Budget chat to the min...
Will Rachel Reeves dare to hike income tax?
31 Oct 2025
Contributed by Lukas
Despite repeated assurances that Labour would not break its election manifesto by hiking income tax, it appears it is now under consideration by the C...
Could you become an Isa millionaire? Meet the man who did it in his 30s
24 Oct 2025
Contributed by Lukas
The dream of becoming an Isa millionaire will be a common ambition among many This is Money podcast listeners. Most will probably dismiss it as fantas...
Should Rachel Reeves keep her tax promises - or just break them?
17 Oct 2025
Contributed by Lukas
Rachel Reeves is in a sticky position ahead of the Budget. Forecasts suggest she will need £30billion to balance the books - and having made such a...
Why investors are worried about a giant AI bubble - and what happens if it bursts
10 Oct 2025
Contributed by Lukas
AI hype is still driving share prices higher but there are a growing number of voices warning of a stock market bubble that might soon burst. The Bank...
How to get a good job that's in demand... and AI won't steal
03 Oct 2025
Contributed by Lukas
Britain's weather is famous for its ability to go from stunning to downright miserable in the blink of an eye. The nation's jobs market has a habit of...
What is revenge saving and could it help you build up a pot of cash?
26 Sep 2025
Contributed by Lukas
It's the latest social media craze, allegedly... revenge saving. But what on earth is it and can it really encourage people to get into the savings ha...
Bonus episode: The big questions people are asking on pensions and inheritance tax - and the answers
25 Sep 2025
Contributed by Lukas
Pensions and inheritance are at the forefront of many people's minds ahead of the Budget. In her last Budget, Rachel Reeves announced she will pull p...
Should you try to take a big jump up the property ladder?
20 Sep 2025
Contributed by Lukas
First-time buyers are borrowing big to try to skip the first rungs of the property ladder and buy bigger homes, a new report suggests. That comes alon...
How much do you need to earn to be rich?
12 Sep 2025
Contributed by Lukas
Britain is suffering from an epidemic of people who are theoretically rich saying that they don't feel flush at all. If you're a higher rate tax payer...
Interview: Octopus Energy boss Greg Jackson speaks to Simon Lambert
10 Sep 2025
Contributed by Lukas
As the founder and CEO of Octopus Energy, Greg Jackson knows more about Britain's household energy than almost anyone else. In this interview with T...
The delayed Budget, the stamp duty row and the gilts wobble – what is going on?
05 Sep 2025
Contributed by Lukas
It’s September, it’s back to work, back to school and back to mild chaos. This week saw a delayed Budget announced, with a raft of speculation th...
Would you move to Dubai to get away from tax hikes?
29 Aug 2025
Contributed by Lukas
Dubai is doing its best to draw in disillusioned young Britons, offering cut-price properties, visa incentives for entrepreneurs and of course, the pr...
Will there really be a new property tax - and how would it work?
22 Aug 2025
Contributed by Lukas
We’re still a couple of months away from the Autumn Budget, but already the rumour mill is in overdrive. But while pensions, inheritance and even c...
Down valuations are on the rise - should it worry buyers and sellers?
15 Aug 2025
Contributed by Lukas
Down valuations are on the rise, so what happens if you and your mortgage lender don't agree on your new home's value? This week, Georgie Frost, Simo...
Interest rate decision divides Bank of England - what does it tell us about the economy?
08 Aug 2025
Contributed by Lukas
The Bank of England has cut interest rates again, but this time, the decision wasn’t straightforward. Georgie Frost, Lee Boyce and Helen Crane as...
The 37 taxes you pay and why it now takes £3.1m to feel 'wealthy'
01 Aug 2025
Contributed by Lukas
While the average household pays £16,700 in direct tax on income, our audit shows this is just the tip of the iceberg. We all pay a multitude of o...
When will you be able to retire... and will it be with a state pension?
26 Jul 2025
Contributed by Lukas
A stark warning has been sounded that the state pension age could have to rise to 74 for those under-30s. The Institute for Fiscal Studies' pronouncem...
Mortgage help or mortgage madness? What six times salary loans will mean
18 Jul 2025
Contributed by Lukas
How do you solve a problem like high house prices without sinking the economy? That's a conundrum that's kept politicians and central bankers awake at...
Has the cash Isa been saved for good... or is a cut still coming?
11 Jul 2025
Contributed by Lukas
The slashing of the cash Isa was considered a nailed on certainty in next week's Mansion House speech, but now it seems Rachel Reeves has had a change...
One year in... has Labour been a success for our finances?
04 Jul 2025
Contributed by Lukas
Is it time to dump your Premium Bonds?
28 Jun 2025
Contributed by Lukas
The nation's favourite savings product has just got a little less generous. The prize rate on NS&I's supremely popular Premium Bonds will be slas...
How to sort your finances: From budgeting, to savings and pensions
20 Jun 2025
Contributed by Lukas
How would you spend a lottery jackpot?
13 Jun 2025
Contributed by Lukas
What would you do with £208million? Ahead of another Euromillions rollover, This is Money spoke to an adviser to those fortunate few who have scooped...
How far would you go to avoid your personal tax raid?
06 Jun 2025
Contributed by Lukas
Tax is an increasingly taxing subject for many people who feel hard done by as Britain’s complicated system catches them out. From quirks of the sy...
Has Nationwide found a winning formula with its cash bonuses?
30 May 2025
Contributed by Lukas
Banks have many tricks up their sleeves to try to attract customers and reward loyalty but Britain's biggest building society Nationwide appears to ha...
The great wealth transfer - and to do with a windfall
23 May 2025
Contributed by Lukas
What red flags do you need to spot before you buy a home - and how do you find them?
16 May 2025
Contributed by Lukas
How long did you take looking round your home before you put an offer in for it? The average prospective buyer spends just 43 minutes. Surprise, su...
How low will interest rates go - and what does it mean for you?
09 May 2025
Contributed by Lukas
Why is the bond market so powerful?
02 May 2025
Contributed by Lukas
When it comes to investing, it's stock markets that regularly hog the headlines but it's government bond markets that really matter. Share prices tak...
Banks want to lend you a bigger mortgage - but is that a good idea?
25 Apr 2025
Contributed by Lukas
Major banks are tweaking their rules to allow borrowers to get bigger mortgages, while a new upstart lender is offering seven times salary home loans....
Is it finally time for the UK stock market to shine?
17 Apr 2025
Contributed by Lukas
Amid Donald Trump's tariff madness, there may be a silver lining for British investors. With American exceptionalism swiftly being replaced with Amer...
Are two-year mortgages fashionable again - and why are first-time buyers borrowing less from family?
11 Apr 2025
Contributed by Lukas
For years, two-year fixes were the mortgage of choice for most homeowners - but borrowers piled into five-year deals in 2022 and 2023 in a bid to lock...
Trump tariff shock rocks the markets: What happens next?
04 Apr 2025
Contributed by Lukas
Markets around the world have slumped, the dollar weakened and fears mount of a global recession, after Donald Trump announced huge 'reciprocal' tarif...
What the Spring Statement means for your finances
28 Mar 2025
Contributed by Lukas
Rachel Reeves is back to where she started after the Spring Statement, with her £9.9billion of budget headroom restored but at what cost. The Chancel...
Rachel Reeves is between a rock and a hard place - will it cost you more tax?
21 Mar 2025
Contributed by Lukas
Rachel Reeves is due to deliver her Spring Statement next week and it's probably safe to say this isn't the position she wanted to be in. After an Au...
How worried should investors be about the Trump slump?
14 Mar 2025
Contributed by Lukas
Investors this week have been hit by the 'Trump Slump.' Why is the US President rattling markets and is it the end of the US bull market? Georgie F...
Pension gurus on top-ups and sums behind a comfortable retirement
07 Mar 2025
Contributed by Lukas
People with gaps in their state pension records have just one more month to take advantage of a special offer to buy missing years going as far back a...
How much do you need to earn to feel rich?
28 Feb 2025
Contributed by Lukas
If you earn a six figure salary then you have a far bigger income than most of the population. That's a multiple of the £37,500 median full-time sal...
Inflation strikes back: How worried do we need to be?
21 Feb 2025
Contributed by Lukas
Should cash Isas be made less generous to encourage us to invest more?
14 Feb 2025
Contributed by Lukas
The future of the cash Isa has been in the spotlight of late, with rumours the Chancellor could tinker with one of Britain's best loved tax breaks. I...
Will interest rates keep falling and can we dodge recession?
07 Feb 2025
Contributed by Lukas
The Bank of England has delivered another rate cut but big questions remain over what happens next? Forecasters had largely agreed that this year wou...
Is current account switching boom driven by cash carrots on offer from banks - or something else?
31 Jan 2025
Contributed by Lukas
More than a million people switched current account last year - the second time it has ticked over the 1m mark. So, who is winning the switching batt...
Should you avoid a 40-year mortgage? The rise of long-life loans
24 Jan 2025
Contributed by Lukas
How much money are homeowners now making when they sell?
17 Jan 2025
Contributed by Lukas
How much homeowners are making when they come to sell up is shrinking - new data shows home-selling profits are at its lowest point for nearly a decad...
What’s gone wrong for the UK's finances, is it Rachel Reeves’ fault and how bad is it?
10 Jan 2025
Contributed by Lukas
You have to feel for Rachel Reeves. After establishing a solid reputation in opposition, things haven’t gone to plan as Chancellor so far. Her Autu...
Why aren't energy bills going down - and what to do if your smart meter goes mad
03 Jan 2025
Contributed by Lukas
In a not very happy start to the new year, Ofgem's energy price cap went up on 1 January from £1,717 to £1,738. Energy experts at Cornwall Insight ...
A decade of the This is Money podcast in our special live epsiode
27 Dec 2024
Contributed by Lukas
In a special epsiode, we hosted our first live podcast at our offices to celebrate a decade of discussing Britain's personal finances. Georgie Fros...
Going local with Alastair Humphreys - how to have a money saving adventure close to home
24 Dec 2024
Contributed by Lukas
On this special bonus episode of the This is Money Podcast, Simon Lambert catches up with Alastair Humphreys about his quest to find adventure close t...
What happened to our finances in 2024 - and what comes next in 2025?
20 Dec 2024
Contributed by Lukas
Are we getting a fair deal on energy bills?
13 Dec 2024
Contributed by Lukas
How rich do you feel - and does a £100,000 salary still make you wealthy?
06 Dec 2024
Contributed by Lukas
How much spare cash do you have to spend? A new index shows we typically have £836 in disposable income each month. That’s the amount of money you...
What next for house prices and is it harder to buy a home now vs 1974?
29 Nov 2024
Contributed by Lukas
House price predictions for next year have started to roll in, so where do the experts think they are headed next? Georgie Frost, Helen Crane and L...
Are interest rate cuts about to stall?
22 Nov 2024
Contributed by Lukas
Inflation's spell below the Bank of England's 2 per cent target has been brief and the latest CPI figure came in at a higher than expected 2.3 per cen...
Why have crypto prices soared in the past week - and do you need to pay tax on profits?
15 Nov 2024
Contributed by Lukas
Crypto has been a little quiet of late. Out of the spotlight, minding its own business. But Donald Trump gets voted back in as US president and boom ...
What President Trump means for your money - and the TiM podcast's tenth birthday
08 Nov 2024
Contributed by Lukas
President Trump is back. The US election finally came to a head this week and rather than the knife-edge result many expected, Donald Trump secured a ...
Bonus episode: The big Budget pension and investing questions answered
06 Nov 2024
Contributed by Lukas
On this special bonus episode of the This is Money Podcast, Rob Morgan, chief analyst at Charles Stanley Direct, joins Simon Lambert to answer the big...
What does the Budget mean for you - and did Rachel Reeves do a good job?
01 Nov 2024
Contributed by Lukas
Rachel Reeves' maiden Budget this week saw the first-ever female chancellor make £40billion of sweeping tax rises to plug funding gaps, everywhere fr...
Private vs public sector pensions - and how to avoid a race to the bottom
26 Oct 2024
Contributed by Lukas
What would YOU do if you were Chancellor for the Budget?
18 Oct 2024
Contributed by Lukas
Whether you voted Labour or not, with any new government, there is a sense of optimism. Things can only get better… apparently. But within days, Ra...
Can we turn pension saving into a fix for our finances?
11 Oct 2024
Contributed by Lukas
How to manage your money - and what we do with ours
04 Oct 2024
Contributed by Lukas
How well do you manage your money? Where would you rate your budgeting, saving, investing and pension efforts out of ten? It's not often that we thin...
Should you invest in a work pension or Sipp? Steve Webb and Simon Lambert in a bonus podcast cut
03 Oct 2024
Contributed by Lukas
The This is Money podcast recently welcomed Sir Steve Webb for a special episode where he answered listeners' questions on everything you need to know...
How to protect your finances before the Budget (and what to avoid)
27 Sep 2024
Contributed by Lukas
What you need to know about pensions with Steve Webb
20 Sep 2024
Contributed by Lukas
Sir Steve Webb has been This is Money's pensions agony uncle for the past eight years - and this week he celebrated an astonishing 400 columns. Every...
Don’t make these savings mistakes – how to make more of your cash
13 Sep 2024
Contributed by Lukas
Do you keep savings in your current account? It’s an easy trap to fall into, with a third of people admitting they do it in a recent poll. If you d...
The way to beat inheritance tax (but what's the catch?)
06 Sep 2024
Contributed by Lukas
Inheritance tax- punches above it s weight. It is paid by only a small minority of estates, yet manages to be Britain's most hated tax and its most co...
Could you get hit by a Labour tax raid?
31 Aug 2024
Contributed by Lukas
A bad news Budget looks to be on the cards after Labour continued to pour cold water on optimism its own election victory this week. Prime Minister K...
Gold price hits record high - should you invest in the precious metal?
23 Aug 2024
Contributed by Lukas
Gold has hit record highs this week and has rocketed so far this year. What’s driving the price and how do you invest? This week, Tanya Jefferies, ...
What does the latest inflation data mean for our finances for the rest of 2024?
16 Aug 2024
Contributed by Lukas
This week, the consumer prices index measure of inflation nudged higher to 2.2 per cent. But what does this mean for future base rate decisions - and...
Will stock markets keep stumbling - and how to be calm in a storm
09 Aug 2024
Contributed by Lukas
Stock markets around the world saw huge falls this week, but is it a sign of more trouble ahead or just a storm in a teacup? Simon takes a look at ...
How far will interest rates fall - and what does it mean for you?
02 Aug 2024
Contributed by Lukas
Saving, investing, property and pensions: How to grow your wealth long-term
26 Jul 2024
Contributed by Lukas
Building up a savings pot and then investing to growing your wealth and provide a decent pension for retirement is the key to long-term financial succ...
Is being a Nimby really that bad - and what to do with awkward neighbours
19 Jul 2024
Contributed by Lukas
It's official - we're complaining about our neighbours more, new data shows. When it comes to noise, many appear sick of barking dogs, squeaky trampo...
Have you got financial confidence - could it make you richer?
12 Jul 2024
Contributed by Lukas
Do you feel financially confident? When it comes to budgeting, saving, investing, and building your pension, are you clueless, comfortable, or crackin...
What the Labour government means for your money
05 Jul 2024
Contributed by Lukas
All change, please. In a radical reshaping of the political landscape, Britain has elected a Labour government for the first time in 14 years. New pr...
More of us are falling into the savings tax trap - is it fair?
28 Jun 2024
Contributed by Lukas
You find a decent paying savings account, diligently squirrel away your money, watch it grow… only for the taxman to come along and swipe a chunk. ...
Inflation is back on target, so is life about to get easier?
21 Jun 2024
Contributed by Lukas
Inflation is back on target at 2 per cent. After the spike into double-digits that triggered talk of a cost of living crisis and sent interest rates s...
The manifesto episode: Do Labour, the Tories or the Lib Dems have the plan Britain need?
14 Jun 2024
Contributed by Lukas
It’s manifesto week and Labour, the Conservatives and the Lib Dems have laid out their vision for the country – along with the Green Party, Reform...