Will Real Estate Protect Your Portfolio if the AI Bubble Bursts?

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WSJ's Take On the Week 37 min 3 speakers 8 chapters transcribed
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What did the hosts say about why listeners are interested in real‑estate investing?

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Telis Demos 0:32
Hi, Miriam. Hi, Talas. This week we're going to have a conversation about real estate. And it's a conversation that we've been meaning to have on this show for a while because we've asked. You, the audience, how you invest and the kinds of things you invest in. You know, do you invest in individual stocks? Do you mostly buy ETFs? And one answer that we got quite a bit that surprised us to some extent was real estate. People wanted to hear about real estate.
Miriam Gottfried 0:54
Yeah, I think a lot of people invest directly in real estate. I mean many of us own homes, so that's many of our biggest investments. We also might invest in r uh multifamily housing syndicates or, you know, commercial real estate investments. But others want to have real estate as a component of their stock portfolio. And I think that's because it's often seen as an inflation hedge, which is important right now, and sort of another way to play that halo trade that Josh Brown talked about on this show.
Telis Demos 1:27
Heavy asset, low obsolescence, but not AI. So not AI. It's a physical thing. It's a physical
Miriam Gottfried 1:31
thing and it's good to have some of that in your portfolio.
Telis Demos 1:34
And the way that people primarily do that, I think, is through what are called REITs, real estate investment trusts. These are companies that own properties. They might own offices or malls or data centers.

How do REITs work and why are they considered a high‑dividend vehicle?

Telis Demos 1:47
And they're set up as these REITs because what they do is they get a tax break if they pass along most of their income to their investors, meaning they pay dividends. They pay usually, you know. some of the highest dividends uh in the market. Uh so their value goes up and down based on the value of their properties. But their value also goes up and down based on what they're paying out. So that's a primary vehicle for people to do real estate investing in the market.
Miriam Gottfried 2:12
Yes. And there's also a REIT ETF that you can own if you just want exposure to a broad basket of REITs.
Telis Demos 2:17
But there's a ton of different flavors of REITs. Like I said, you know, many different property types. And so our guest helps walk us through not just the common drivers of real estate investing, which by the way, one of the biggest ones is interest rates, topic in the news. But then, you know, the kind of the individual economic forces that might be uh impacting data centers, senior centers, um Offices, things like that.
Miriam Gottfried 2:42
Aaron Ross Powell But before we get to that, we have to talk about the thing that's been dominating the conversation, apart from interest rates. And
Telis Demos 2:50
all my conversations, not just my work conversations, by the way. Exactly.
Miriam Gottfried 2:54
And that is AI and the chance that it might destroy humanity.
Telis Demos 2:59
Yes, uh it's obviously been a topic in the news after an anthropic researcher said that he had left his job because he had fears that the creation of the latest AI models was the safety measures were were were not good enough.
Miriam Gottfried 3:15
And that they were moving too quickly.
Telis Demos 3:16
And that they were moving too quickly. That unleashed a much broader conversation about, you know, some people's views that there are potentially human extinction risks on the table when we talk about, you know, could model development essentially run away from the companies doing it and and some of the major ones being anthropic, open AI, uh, and others.
Miriam Gottfried 3:36
And others have said, you know, maybe this is a lot of hype. Some people are really cynical about this because they say maybe this is just an excuse because they're not ready for an IPO. Maybe they need to show more profitability in the short term and so it's in their interest to signal to one another, let's slow down, let's try to, you know, not be pushing this so quickly and be spending on the next frontier.

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