Abby Badach Doyle

speaker
246 appearances 4 recordings 1 series first heard May 2025 last heard 13 Aug

Abby Badach Doyle’s voice in public audio — every appearance, attributed to the second.

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recordings per month · last 12 months
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Recordings per month over the last 12 months — 3 in all, peaking in Aug 2026 with 1.

Appearances

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If saving feels a little overwhelming to you, a good way to boost your savings is to stash those little windfalls that you aren't expecting.
So for me, like if I got a bonus or a raise at work, that went into the house fund.
Birthday check from grandma went into the house fund.
And my biggest regret about saving for a house is not knowing about high yield savings accounts sooner.
Like, especially if time is on your side and we're talking about folks who are taking a year to prepare for
Having that high yield savings account and putting your money to work for you can really make a difference.
I know we've all been waiting for the year of refinancing, right?
And for some folks, it might be a good time to refinance now, even in an elevated rates environment.
It just depends on what your current rate is and what mortgage rates are doing now.
So in general, our rule of thumb is that you want your new mortgage rate to be a half a percentage point to ideally like at least three quarters of a percentage point lower than
than your existing mortgage rate.
And that's when the benefits start to outweigh those upfront fees and costs of refinancing.
So if you're thinking about refinancing this year, and I know we've all been waiting for the year of refinancing, I'd start by running the numbers through a mortgage refinance calculator to see if it would be worth it for you.
Calcs for days.
You know, buying a house in January can actually be a smart move.
Sellers tend to be pretty motivated in the off season because, you know, they're not listing their house because they want to generally.
It's because they have to.
They're pretty motivated to sell, right?
So there's less competition over the winter months too.
So buyers might be able to have a little more leverage to score a better price or better terms.
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