Abby Badach Doyle
speaker
246 appearances
4 recordings
1 series
first heard May 2025
last heard 13 Aug
Abby Badach Doyle’s voice in public audio — every appearance, attributed to the second.
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recordings per month · last 12 monthsRecordings per month over the last 12 months — 3 in all, peaking in Aug 2026 with 1.
Appearances
And, you know, first of all, I want to stress that you don't need to buy a house to be an adult, right?
Like in some areas, especially higher cost of living areas, renting really might make more sense as a longer term choice.
So shout out to another NerdWallet calculator, our rent versus buy calculator can really kind of help you suss out the financials there.
But
If you know that you do want to be a homeowner and have that lifestyle and you have a year to prepare, I'd focus on two things, your credit and your savings.
So it's always good to know where you stand with your credit score, right?
And as far as mortgages are concerned, the lowest mortgage rates go to buyers with scores of 740 and above.
And even getting your score up into the 700s can really help you get a better rate.
So if you're below that and time is on your side and you have a year to prepare, you're
You can work on reducing any balances, keep making those on-time payments, maybe ask for a credit limit increase.
All of those small steps can really help over time.
And next, boosting your savings.
So when you buy a house, you'll need cash on hand for not just a down payment, but also closing costs, moving costs, and of course, like fun stuff like furniture and area rugs and gosh, window treatments and blinds and the list goes on.
Yes, yes.
So I've said this before.
I saved for about 10 years before ultimately buying our home.
And it wasn't for lack of trying.
We had some offers along the way that weren't accepted.
But by the time that I did buy a house, I was so grateful that I had been diligently saving and I had that little stash of money.
So
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