Allie Howard

speaker

13,646 appearances 144 recordings 1 series first heard Dec 2024 last heard 7 Aug

Allie Howard’s voice in public audio — every appearance, attributed to the second.

Trend

recordings per month · last 12 months

Recordings per month over the last 12 months — 70 in all, peaking in Oct 2025 with 11.

Appearances

newest first · ▶ plays the moment

DIY Money | Personal Finance, Budgeting, Debt, Savings, Investing · The True Cost of a Car · 5 Jun 2026 podcast

One is my maintenance. voice-verified

So I know I will need my oil changed. voice-verified

I will need whatever belt they make up that day. voice-verified

I will need the blah, blah, blah, little doohickey. voice-verified

Guys, Allie's running late. voice-verified

The combobulator in her car broke. voice-verified

The point is, I don't know anything about cars, but I accrue for maintenance in my annual budget in kind of a monthly amount. voice-verified

And then I have a separate amount that is my phantom car payment. voice-verified

So I save a couple hundred dollars a month. voice-verified

And I put it into a separate account and build that up. voice-verified

So when I get to the point where the maintenance is absurd and I know nothing and I feel like at any moment my car is going to catch on fire, then I will start to think, okay, how much money do I have saved up? voice-verified

What can I afford? voice-verified

And start to go along that path. voice-verified

Now, this is where it's interesting. voice-verified

So now I'm jumping back. voice-verified

right now is kind of a unique environment because used car prices are not that different from new car prices not always true but i remember when i was first getting a car i was lectured by many people never buy a new car they lose half their value immediately it's not worth it blah blah i voice-verified

I think because of COVID and some of the supply shortages, now you almost have to run the math. voice-verified

Is it worth it to spend a few extra thousand dollars to get warranty and to have a few less miles on the car? voice-verified

And it really is dependent on the brand. voice-verified

But the way I think through it is, again, not buying something that you can't afford. voice-verified

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