Allie Howard

speaker

13,646 appearances 144 recordings 1 series first heard Dec 2024 last heard 7 Aug

Allie Howard’s voice in public audio — every appearance, attributed to the second.

Trend

recordings per month · last 12 months

Recordings per month over the last 12 months — 70 in all, peaking in Oct 2025 with 11.

Appearances

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DIY Money | Personal Finance, Budgeting, Debt, Savings, Investing · Building Your Financial Buffers · 7 Aug 2026 podcast

She did not have any cash whatsoever. voice-verified

And so I actually was on vacation when when this happened, but she called me and she was like voice-verified

Bro, what am I gonna do? voice-verified

Because her family's in voice-verified

um, Pennsylvania, so pretty far away, couldn't necessarily just drop off cash and she was like, Is there any way you'll spot me some cash? voice-verified

Um and so we ended up kinda helping her out, getting her back on the right track until inevitably, you know how it goes, you lose your credit card. voice-verified

It takes like four and a half months before it feels like it shows up in the mail. voice-verified

But I think that also can be a fast cash moment. voice-verified

It's not necessarily like voice-verified

we think the zombie apocalypse is gonna happen per se, but hey, what is your plan out there if something were to happen and a credit card system goes down or your credit card gets compromised or stolen? voice-verified

Are you do you have other methods of payment? voice-verified

Or are you only reliant on one method? voice-verified

So I think it's important to not skip over maybe keep a couple hundred dollars of that thousand dollars in cash just in case. voice-verified

you're able to. voice-verified

Yeah, sure. voice-verified

So voice-verified

This is one of the most common things I see that's a mistake in the emergency fund is people wait for large expenses that they know are coming and then pull that from emergency funds. voice-verified

So the most common example of this is voice-verified

you maybe you don't have a mortgage anymore and you get that lovely property tax bill in the mail. voice-verified

And we see clients pull that from their emergency fund and then just hope throughout time it will rebuild back up. voice-verified

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