Andrew Irvine

speaker
559 appearances 4 recordings 1 series first heard Dec 2024 last heard May 2025

Andrew Irvine’s voice in public audio — every appearance, attributed to the second.

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That was one of the key um strategies for us.
The second one was around, you know, continuing to grow our business and private bank.
That's what NAB is known for.
It's the business that's really the DNA of our company.
And we do know that lots of other banks want a bigger share of it.
And we're going to fight really hard to continue to be the bank of choice for SME
Up and down the country.
And then finally, an area where we've had less success in the past is around proprietary home lending.
Home lending margins have continued to erode in this country over a number of years.
And it's hard to get a good return on capital to our shareholders without doing more proprietary home lending.
And that's something that really has our focus and attention as a company.
Yeah, I think business.
I I I s expect that business uh credit growth is gonna out um grow uh home credit, you know, credit growth around the home for the foreseeable future.
Um businesses are less leveraged than consumers in Australia.
They have more scope to take on more leverage.
Um and you know, I think that you're gonna continue to see businesses aspire to grow uh
um, you know, not not just domestically but internationally.
And I think that's really important for Australia.
Um and so that would be my uh my view in the at least the next two or three
Well in the last year uh we've actually grown drawdowns in our proprietary business by twenty five percent.
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