Ashley Patrick

speaker

3,699 appearances 14 recordings 1 series first heard Feb 2025 last heard 3 Dec

Ashley Patrick’s voice in public audio — every appearance, attributed to the second.

Trend

recordings per month · last 12 months

Recordings per month over the last 12 months — 3 in all, peaking in Dec 2025 with 1.

Appearances

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Money Mindset Podcast - Budgets Made Easy · #236 Fall Financial Game Plan: 5 Steps to End the Year Strong · 28 Aug 2025 podcast

You still need to push yourself a little bit, but it's still realistic. matched

It's not like a huge stretch goal, right? matched

And then set that big stretch goal. matched

So three levels, the minimum, mid-level, and stretch goal so that you can feel like you are making progress even when you don't hit that big, unrealistic goal. matched

All right, so number four, create a holiday spending plan plan. matched

now now is the time now when you're not stressed out and in the midst of shopping and all of the things I want you to um set a budget for each child or each family um each person however you want to divide it up uh for decorations for food for travel like set a limit for each category and matched

and then each person and start saving now. matched

When you do this, you will see if it's realistic or not. matched

So at the time of this recording, it's the end of August. matched

So you realistically have about three months left to save. matched

How much do you need to save per paycheck in that time to make it a reality to not add to your debt? matched

And if that is not possible, or if you say, oh, that, you know, when I add it all up, do I really want to spend $2,000 on Christmas or the holidays? matched

Like, matched

I could put that money toward my debt. matched

So it's important to make the plan so you can see if it's actually realistic, doable, and if that really aligns with your goals. matched

Is that really what you want to spend your money on? matched

So start doing that now before the stress, because we don't want to make big decisions when we're stressed. matched

Do it now when you're clear and you don't have all the pressure of the holiday season on you. matched

All right, number five is matched

Build momentum. matched

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