Ashley Patrick
speaker
3,699 appearances
14 recordings
1 series
first heard Feb 2025
last heard 3 Dec
Ashley Patrick’s voice in public audio — every appearance, attributed to the second.
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recordings per month · last 12 monthsRecordings per month over the last 12 months — 3 in all, peaking in Dec 2025 with 1.
Appearances
So what do you need to do today or this month to get started on that?
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What about this quarter?
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How much debt do you need to pay off?
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How about the next six months and then the next year?
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So it's important to have that bigger goal, but have a very clear, specific breakdown of those goals with milestones along the way so that you can stay focused on what that big goal is and stay on track as you are moving forward.
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Another one that really helped me, number eight, whenever I was paying off debt, and it still helps, it really helps with maintaining your budget, is using cash instead of credit.
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Because paying with cash just feels different.
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When you have to actually see the money in your hand and hand it over,
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It really makes you rethink if you want to do that.
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I can't tell you how many times I have put stuff back at the register because I'm like, never mind, I don't actually want that.
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But when we swipe a card, even a debit card,
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It feels different.
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Like it doesn't feel real.
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It feels like imaginary money, right?
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Like, oh, I'll pay it back someday.
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Like it doesn't feel as immediate as handing over cash because it's not right.
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Once you hand over the cash, it's gone.
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Whenever you swipe a card, you don't notice that the balance has gone up for a month, right?
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Or a couple weeks even.
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So definitely use cash for different categories.
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Showing 1301–1320 of 3,699 · page 66 of 185
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