Cameron Kusher
speaker
379 appearances
2 recordings
1 series
first heard Jul 2026
last heard 8 Sep
Cameron Kusher’s voice in public audio — every appearance, attributed to the second.
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recordings per month · last 12 monthsRecordings per month over the last 12 months — 2 in all, peaking in Sep 2026 with 1.
Appearances
It's not going to be for everyone.
I don't think
You know, the typical, they talk about the teacher or the police person that wants to buy an investment property to get ahead.
They're probably not going to go and buy a commercial property.
But someone that owns several properties already, I think, will increasingly be looking at that asset class.
I think a lot of that is because we have had negative gearing and capital gains tax discounts in residential that people that have invested in residential properties have been more focused on the capital growth potential rather than the income.
Yeah, they're not so demanding on the rental yield.
No.
And again, now that the tax treatment has changed, income becomes a lot more important.
So in your scenario, you've got Telstra signed up for 15 years.
You probably get at least a CPI increase in rents every year for that 14 years.
commercial properties valued on its yield, say you buy at 5% now, come the end of that 15 years with those rental increases, you're probably looking at a yield of about 7% or 8%.
So I think for the right sort of investor, that looks a lot more attractive.
Well, it doesn't work anywhere near as effectively anymore because you can only claim your expenses against your rental income.
You can't claim them against your whole income.
So I think for a lot of investors, most investors, the effectiveness of using an interest-only mortgage now has pretty much dissipated.
So investing, especially, I mean, you can still use it on a brand new property, but if you're going to invest in an established property, it's going to be more about your rental return
trying to find some capital growth, although you're going to be paying more tax on that capital gain when you come to sell, and using more of your own equity.
And I think what's quite interesting is, again, these tax changes actually probably favor people that have already invested in property, already have a bit of wealth, because they can then invest in an established property.
They're probably in a position to carry forward those losses until they sell it, whereas someone that's entering the market for the first time, maybe on a lower income,
Showing 341–360 of 379 · page 18 of 19
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