Camille Fornela
speaker
668 appearances
8 recordings
1 series
first heard Mar 2025
last heard Jun 2025
Camille Fornela’s voice in public audio — every appearance, attributed to the second.
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Appearances
But it doesn't work that way. The truth is, financial equality isn't always fair. At para sa akin, personal opinion ko to ha, mas importante ang compatibility kaysa equality. Let me explain. When we say financial equality, it means pantay kayo ng ambag. Kung may bayarin, hati kayo. Halimbawa, 4K ang bill nyo sa kuryente. Tag-2K kayo.
Kung may utang, hati rin. 50-50. Pero paano kung mas malaki ang kinikita ng isa sa inyo? Just like sa sitwasyon ni Sender. Paano kung may isa sa inyo na breadwinner sa pamilya na pinanggalingan niya? Tapos, ikaw na lang ang inaasahang mag-ipon para sa wedding ninyo.
Now, let's talk about financial compatibility. When we say financial compatibility, it means kahit magkaiba kayo ng income, magkaiba kayo ng amount ng savings or ng financial background, nagkakasundo kayo. Aligned yung mindset ninyo when it comes to your finances.
You respect each other's limits. You talk about money openly. Wala kayong lihiman. You find ways na pareho kayong comfortable at may ambag sa relationship kahit hindi pareho yung amount. Pwedeng mas malaki yung ambag niya sa pera tapos mas malaki yung ambag mo sa effort or sa logistics. Pero ang mahalaga, nagkakaintindihan kayo. Nandoon yung teamwork.
O kaya naman, nagkakasundo kayo sa dream house na pinaplano ninyong bilhin in the next 5 years.
This is just an example. Kung kulang pa ang combined savings ninyo ngayon, you both understand na kailangan ninyong mas mag-ipon pa. There are a lot of ways. Pwedeng magbabawas muna kayo ng travels o kaya kain sa labas o kaya naman mag-a-upscale kayo to find a better paying job or hahanap kayo ng side hustle para makaipon ng mas mabilis at para matupad yung pangarap ninyo.
Kasi kung wala kayong financial compatibility, imagine may dream home kayo pero isa lang sa inyo ang kumikilos, isa lang sa inyo yung nagtitipid, isa lang sa inyo yung humahanap ng paraan to increase the income. Isa lang ang concern sa budget.
Tapos, yung partner mo, nakikita mo, contento na siya sa buhay. Parang wala siyang sense of urgency to earn more. Doon mo ngayon mararamdaman ang exhaustion, burnout. Kasi you don't share the same vision. Kasi sa totoo lang, marriage is not about keeping score naman. Hindi ito bilangan. Sino ba yung mas nagbibigay? Sino yung mas malaki yung ambag? Kasi dapat, ang tinatanong natin palagi, paano tayo magtutulungan?
So, kung may part sa'yo na nahihirapan ka kasi pakiramdam mo, ikaw lang yung gumagastos, maybe it's time to assess your relationship kung meron ba kayong financial compatibility.
Maybe you need to start opening up about how you really feel. Hindi naman kailangan na perfect itong tao na to bago mo siya pakasalan. Ang kailangan mo yung taong willing makinig, mag-adjust at yung tao na ipaparamdam niya sa'yo na siya yung safe space mo. You feel safe to talk about the most uncomfortable things with this person.
Kasi para saan pa na papakasalan mo tong tao na to if you don't feel safe to open up sa kanya? Palagi mo na lang bang iiwasan yung mga not-so-romantic topics para lang di kayo mag-away? Ayaw mo bang malaman how he reacts or what he has in mind pagdating sa usapang pera before you even get married? Let me give you a soft way to start the conversation. You can say it something like this.
Love, can we talk about something important for our wedding? I understand that you don't feel great at the moment. Pero kung sisimulan kasi natin yung conversation na pagalit or parang pinariringan mo siya out of nowhere. Halimbawa, ay, ako na naman ba yung gagastos? Or, palagi na lang kulang yung binibigay mo. Wala nang natitira sa savings ko.
If you start it like that, your partner's guard will go up. Kahit hindi mo intention, it can come off as a blame or comparison na parang minamaliit mo siya. And it will not be a good start. Instead, pwede mong subukan. Something like this. Alam mo, gusto kong maging honest sa'yo because I trust you and I know that you love me. You want what's best for me, right? Kasi sa totoo lang,
Gusto ko rin ma-enjoy yung wedding natin. Hindi lang basta matapos siya. Napapaisip kasi ako minsan, pakiramdam ko parang ang laki ng expenses natin and parang responsibilidad ko ang mabayaran lahat ng yun. Naiintindihan ko naman ang situation mo ngayon. Pero baka pwede natin pag-usapan kung paano natin pwedeng hatiin or budgetan pa ito together. Or if you want a gentler approach, pwede mong sabihin yung ganito.
Minsan naiisip ko, love, paano kaya natin hahawakan ang finances natin once na kasal na tayo? Kasi gusto kong maging handa tayo. Hindi lang para sa wedding day, pero para sa future na bubuwi natin. Tapos ito, additional tips for you. Don't drop this kind of conversation out of nowhere. Pumili ka rin ang tamang timing.
Huwag na huwag mong gagawin ito sa gitna ng away. Yung nagkakainita na kayo or kapag alam mo sa sarili mo, intense yung emotion sa nararamdaman mo. Huwag mong gagawin ito kapag gutom siya. Huwag mo siyang gagawin kapag nanonood siya ng NBA finals or nasa kalagitnaan siya ng kung anumang hobby niya.
Best time, kapag pareho kayong kalmado, yung may privacy, yung walang ibang taong makakarinig sa usapan ninyo. At yung pakiramdam mo, open siya sa pakikipag-usap. At kapag nag-usap kayo, you can also use real numbers. Kunwari...
Love, yung total ng monthly bills natin umaabot ng 90k. My income can cover most of it naman. Pero honestly, gusto ko sana we find a way to balance it together. Kasi I want to keep showing up for us, for our relationship. I don't want to feel like I'm the only one responsible for our finances. Do you have any idea how we can budget better?
The key here is, you're not pointing fingers. You are inviting him to plan with you. And sometimes, your partner doesn't even realize how much you're carrying. Because you've been doing it so well, so silently. Never kang nagreklamo. Lahat, lahat, lahat, kinakaya mo. Now, you might be wondering,
Miss Camille, paano naman kung after kong sabihin yung nararamdaman ko, wala pa rin action? Or worse, napikon o nagalit siya, tapos nag-away lang kami.
Showing 121–140 of 668 · page 7 of 34
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