Carl (husband of Mindy)

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277 appearances 1 recordings 1 series first heard Aug 2026 last heard 3 Aug

Carl (husband of Mindy)’s voice in public audio — every appearance, attributed to the second.

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recordings per month · last 12 months

Recordings per month over the last 12 months — 1 in all, peaking in Aug 2026 with 1.

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I would say we've always had a very, very aggressive risk profile.

A friend told me that I should be in bonds.

I'm like, can you tell me about that?

He's like, well, you must know about them.

I'm like, no, actually not.

So we've always been very aggressive.

That's why there's hardly anything in cash and almost everything is in

uh, stocks and a lot of scary ones.

Um, I'll back up a second and say we're big believers in index funds, but I didn't know.

Ooh, you're going to love this.

So to build the house, we borrowed $400,000 from a friend.

The friend who said I should be at Bonds, he's like, oh, I get like four or five percent through Bonds.

So I could get the same amount from you if you want a loan.

So we'll pay him off when we sell our current house.

And the rest, this is where it gets really interesting, is a

margin loan from Robinhood against our post-tax portfolio.

Oh.

It's around $500,000 at this point.

All right.

I think it's 4.25%.

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