Carl (husband of Mindy)

speaker

277 appearances 1 recordings 1 series first heard Aug 2026 last heard 3 Aug

Carl (husband of Mindy)’s voice in public audio — every appearance, attributed to the second.

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recordings per month · last 12 months

Recordings per month over the last 12 months — 1 in all, peaking in Aug 2026 with 1.

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It's very competitive, but it is variable.

So if we see rates go up, that will go up.

The other thing I think we're going to do real quick is we're going to get a mortgage against this house.

I think it's 5.4%.

Exactly.

I don't want to be like margin could be scary.

We did that once before and we almost got called out on it, even though I thought we were being very conservative.

We weren't conservative enough.

And with rates going up, I'd rather be locked into 5.4%.

I really appreciate these comments because Mindy will tell you about this endlessly.

But one of the things I struggle with is optimization in all parts of my life, especially money.

And that's why we see there's no cash.

My cash earns 3%.

I think I can probably do a lot better than that with other things.

But again, as you just said, we won the game.

There's no need to...

play these games anymore, although I still enjoy them.

We actually encountered that back in 2011.

We don't want a 12,000 square foot house, but we saw one that had just been built.

And they're like, the first person to show up with $400,000 gets this thing.

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