Charlie Viola
speaker
337 appearances
1 recordings
1 series
first heard Jun 2026
last heard 1 Jun
Charlie Viola’s voice in public audio — every appearance, attributed to the second.
Trend
recordings per month · last 12 monthsRecordings per month over the last 12 months — 1 in all, peaking in Jun 2026 with 1.
Appearances
We don't love bonds.
And the reason, you're sort of taking credit risk to get almost less than cash returns.
So where your risk-free rate at the moment is sort of four and three quarters or five or five and a half,
where your bond rate for subordinated debt is like 40 or 50 basis points above that, why would you bother?
Why would you bother with your liquidity?
Why would you bother with the trade cost?
Like the 30 or 40 basis points won't change your life.
But if you end up on the wrong side of the trade and you dust capital, you'll be really upset because it was meant to be the defensive part of your portfolio.
Yeah, correct.
And still a little bit from domestic equities, but it's obviously, even the ASX 200, I think two years ago, the yield was 4.6.
It's now 3.3 or something, right?
Because the multiples have gone up quicker than the earnings.
Diversity is really important, I think.
I think we've probably seen a heap of volatility over time.
So the best returns over the medium term will always come from asset allocation.
I think it's very easy to get intoxicated by one sector or the other.
We all want to be AI investors or we all want to be chasing the NASDAQ, be diversified.
And there's lots of tools out there that allow that diversity, ETFs and various different funds, et cetera.
I think more and more, you need to think about your portfolios in legacy and an endowment sort of format.
You need to think about them as long-term investments.
Showing 301–320 of 337 · page 16 of 17
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