David Bach

And so that's the we account.

And then there are things like, you know.

common goals, right?

Like, hey, we want to buy a house.

So they may put money into the we account for the goal to buy a home, or they're saving money for their kids for college, and they put money in the we account for college savings.

And then the retirement accounts are always separate.

So most couples have, it's virtually, it's very, very rare that you'll see a couple have everything in one account.

Oh, the economy, it's never the economy.

People want it to be the economy.

People are broke because they don't have a system in place for their money.

So the economy that matters is your economy.

It's the economy that you create.

Now, is it harder to build wealth in a recession?

I mean, honestly, it can be.

But it depends because every time there's a recession, I always say the greatest time to build wealth is during a recession because recessions make millionaires.

Things go on sale.

We're not even in a recession now.

Things go on sale.

It's the greatest time.

COVID.