David Kerlin
speaker
189 appearances
1 recordings
1 series
first heard Jan 2025
last heard Jan 2025
David Kerlin’s voice in public audio — every appearance, attributed to the second.
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Appearances
Well, I would definitely look at a six-month timeline out.
Six months before you're 65 years old, if not sooner, you should start looking.
And with that said, you need to consider your medical needs.
One of the first things I ask people, what are your needs?
Do you take daily meds, et cetera?
But with that six month time period, that gives you three months to look at plans and gather information.
And then three months prior to the first of the month you turn 65, you are entitled to enroll into Medicare.
Unless you're drawing Social Security, if you're drawing Social Security prior to age 65.
you'll automatically be enrolled in Medicare.
But if you're not, you have to make a conscious effort to enroll.
SSA.gov makes it pretty easy.
It's interesting you mentioned your brother-in-law working to age 70.
There's penalties that do occur in Medicare.
And when those penalties occur, it's when a client goes a period of time without credible coverage.
Clients are able to work in the workforce as long as they stay on group health plans.
But when they leave that and go to Medicare, they have a 60-day window to leave that group plan and to get into a Medicare plan to not have a penalty occur.
If they go 60 days without a drug plan or without Part B coverage, then penalties would occur.
Really, it depends on which plan you take.
The supplement plans, Medicare supplement plan G and F and N, those plans have no networks.
Any doctor that accepts Medicare will accept your plan.
Showing 61–80 of 189 · page 4 of 10
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