David Kerlin

speaker
189 appearances 1 recordings 1 series first heard Jan 2025 last heard Jan 2025

David Kerlin’s voice in public audio — every appearance, attributed to the second.

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And then those plans are teamed up with drug plans that are nationally recognized.
And we pick your drug plan depending on which drugs you take and how that plan treats them more favorable than others.
Some plans treat drugs like Eliquis more favorable than others in our area.
So you actually go through Medicare.gov.
enter the client's medications, and then look at what comes out as far as the most efficient, lowest cost for the drugs and cost of the monthly premium plan.
With Medicare Advantage, then every time you use a benefit on the Medicare Advantage side, you have to think network, network, network.
The two major differences.
Medicare Advantage is a pay-as-you-go kind of plan.
You pay for services as you use them.
You know, hospital stay.
It's a plan in our area this year.
Hospital stays are $175 a day for the first seven days.
You know, rehab facility.
After, you know, after a Medicare client would leave, you know, a hospital, they may not be able to go back home right away.
So they may need to enter a rehab facility.
Under Medicare Advantage plans, those co-pays are $10 a day for the first 20 days.
Under our Medicare supplement plan, there are no costs.
Once the 250 deductible is met on Part B, it pays for everything.
Wow.
Needs-based.
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