David Kerlin
speaker
189 appearances
1 recordings
1 series
first heard Jan 2025
last heard Jan 2025
David Kerlin’s voice in public audio — every appearance, attributed to the second.
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Appearances
I mean, you know, if you're in your early 60s and say you have some health care needs.
I mean, myself, I'm type 2 diabetic.
I use Ozempic, and that's a very important part of my medicine regimen.
I chose an individual plan on Penny that covers my Ozempic.
Now, with a client on Medicare...
If they're using Ozempic, you know, there's plans that treat that well, but it's really a needs and medication-based start is how we do it.
We take a client's meds, put them in medicare.gov, and then, but if they come in and they don't have any meds, and they appear height-weight appropriate, and perhaps are wearing
gym outfit that they just came from working out, you know that that person has taken their health care serious and has planned properly for those golden years.
You're referring to the fall annual open enrollment, October 15th to December 7th.
And with that said, I mean, everyone's needs change.
And Medicare drug plans are showing significant changes this year, along with Advantage plans.
If you are currently in Medicare and you're going into an open enrollment or an annual enrollment, you would receive what's called an annual notice of change, an ANOC document.
And that would tell you about changes in your plan.
He would call me, you know, and make an appointment for October 15th, first day of open enrollment, and you come in and sit down, and one of my first questions would be, what did you like about your plan last year?
Well, I just want something better.
that answer all the time.
So address the needs.
Some people, different advantage vendors are cutting back on what are called over-the-counter benefits, where clients can go in and pick up personal care items at pharmacies and drugstores.
But they looked at that benefit and saw that it wasn't being used to its fullest extent, so they reduced it.
Other clients look for a dental benefit where, in our area, Aetna has really reduced their dental benefit down to $1,000 a year.
Showing 101–120 of 189 · page 6 of 10
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