David Kerlin

speaker
189 appearances 1 recordings 1 series first heard Jan 2025 last heard Jan 2025

David Kerlin’s voice in public audio — every appearance, attributed to the second.

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Yeah.
It's really needs focused.
I mean, I've recently sat with a family, you know, husband, wife that she was leaving commercial or, you know, work sponsored insurance.
And, you know, her husband has been on he's 61.
He's been on dialysis for 10 years.
So can you imagine the questions that they had?
four trips to their home, and the last three, they were smiling and laughing when I left, but the concerns came back, and we just readdressed them, and
It's just a matter of trusting your agent, and it's a personal relationship that my people have a guy.
If you have a question, you call David.
I can help you.
When you have unique needs, you know, that client with the dialysis, medication needs, treatment needs, utilitarian needs for supplies, we reviewed it all.
They're very happy with their coverage.
A lot of work-sponsored plans are going to be, you're going to see the words PPO, HMO, EPO.
PPO is a preferred provider organization.
EPO is exclusive provider.
HMO is a home maintenance.
These are all restrictive networks that if you use Advantage plans,
those summary of benefits are going to look very similar because you're going to have a copay type of system like you did in your workplace insurance.
Whereas with the Medicare supplement plan, the chart is pretty basic and it covers everything.
It covers excess Part B charges.
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