David Kerlin

speaker

189 appearances 1 recordings 1 series first heard Jan 2025 last heard Jan 2025

David Kerlin’s voice in public audio — every appearance, attributed to the second.

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There's even benefits for international travel.

A lot of people don't know that if you leave the United States, Medicare A and B do not cover you at all.

So Advantage plans and Medicare supplement plans pick that up for you with limitations.

So please check your plan before you travel.

Okay.

With a Medicare Advantage plan, you're going to get an explanation, an EOB, explanation of benefits once the service is performed.

And then they're going to show you who is paying what.

That EOB, you'll have to digest for a few weeks until you get your bill.

Advantage plans are copay-based.

You're going to get every service as a copay.

And they're generally pretty good on how they bill through that process.

Obviously, you want to check your receipts there.

But that would be the Advantage process.

The Supplement process is pay the $250 deductible to Medicare Part B.

There is no bill.

You show your Medicare plan G, there is no bill.

So it makes it very simple.

If it's not a financial hardship, the supplement plan is the way to go.

You can always go back to a Medicare Advantage plan.

You can't always leave a Medicare Advantage plan and go to a supplement plan.

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