Gemma Dale
speaker
925 appearances
2 recordings
2 series
first heard Jun 2026
last heard 18 Jun
Gemma Dale’s voice in public audio — every appearance, attributed to the second.
Trend
recordings per month · last 12 monthsRecordings per month over the last 12 months — 2 in all, peaking in Jun 2026 with 2.
Appearances
But men are more likely to go, goodness, international shares performed really well last year.
I don't want to miss out on that.
I will go and increase my exposure to international shares.
And so there is this general trend you see in the data that because blokes are more likely to be
pursuing that winning option, they might, well, honestly, increase their turnover costs.
This is the biggest issue.
You increase your turnover costs and you increase the risk in your portfolio.
Yeah, so of those who make an active choice, they are more likely to be conservative than men.
Yes.
Okay, okay.
But then, can I be frank?
It's a rational choice to be more conservative if you have less.
That's a rational choice.
This is where it gets tricky.
If you have $300,000 to last you for your retirement and you don't have the buffer of the assets test in the pension, in the age pension system because you've already got the full pension, you don't want to run that down very quickly by taking undue risk and incurring a loss.
So one thing that doesn't get talked about a lot is if you have less, being more conservative is a very rational choice.
It's not going to kill you financially.
That's a beautiful way of putting it.
So I think that there are two, actually, there's a multitude of different ways you can come at this.
The critical thing is,
Showing 721–740 of 925 · page 37 of 47
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