Hayden Smith

speaker

1,221 appearances 4 recordings 1 series first heard Jul 2026 last heard 10 Aug

Hayden Smith’s voice in public audio — every appearance, attributed to the second.

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recordings per month · last 12 months

Recordings per month over the last 12 months — 4 in all, peaking in Jul 2026 with 3.

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Australian Finance Podcast · Should you DIY your super? Hayden Smith answers the big questions · 16 Jul 2026 podcast

And they're getting started.

I'm like, fair, I'd probably do the same a lot of the time.

I mean, I'm quite a techie person.

I'm quite financially literate.

So, you know, I don't maybe need some of the simplicities that an app like Perla provides.

I just want to get started.

But as it gets bigger, that just becomes less of a factor.

And our main aim is to provide an app people like to use and that they want to pay for.

We don't use the 650 to go and do crazy stuff.

I was telling you before, I'm flying here to Melbourne on Jetstar today.

We just pay our staff and try and keep growing the business.

So it's not like we're profiteering off it.

We'd love to lower it too.

But then lowering it means we can build less cool products like Super.

The product Super got built with that.

It's a really tricky thing as a business because you kind of want to lower it for your customers.

Because you're always like, I would love to just do $0 brokerage, but then you're like, I've got to fire everyone at that point.

But no, it doesn't matter is the short story, but I think getting started, it's a reasonable thing to be concerned with.

Well, also flat fees do disappear, but like other fees don't, you know, like one thing I was thinking about the other day was I invest some of my money and I think GNDQ beta shares like geared NDQ tiny bit because I'm terrified of it.

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