Jack Crivici-Kramer

speaker

7,119 appearances 168 recordings 1 series first heard Jan 2025 last heard 2d ago

Jack Crivici-Kramer’s voice in public audio — every appearance, attributed to the second.

Trend

recordings per month · last 12 months

Recordings per month over the last 12 months — 145 in all, peaking in Jul 2026 with 21.

newest first · ▶ plays the moment

Or paying down your student loans.

Yeah,

But that savings bucket has more layers than most song lyrics do.

And we need to update them because it's 2026.

Like any good DJ, we like to remix.

And that fifty, thirty, twenty savings plan, it's in desperate need for an update.

First, why do we increase the fifty to sixty percent for needs?

Because that's the reality of our brutal inflation situation.

Rent and home prices have risen relentlessly because we don't have enough homes in this country.

Home prices are up fifty-seven percent since twenty twenty, and rents are up thirty eight percent.

Yeah,

so the reality is that the needs portion of your budget has to increase because housing costs have increased so much more than average incomes have.

So the part of your paycheck for needs, it's now 60%, not 50.

Because we have good news.

You can make your want budget get wild again by getting creative with that twenty percent savings bucket.

Paying down high interest debt, that should be your priority.

And having cash to cover three months of your life expenses, that's key too.

The creativity we're talking about, though, is investing.

Right.

Portion of your paycheck should be playing in the markets, the greatest source of wealth generation in human history.

Showing 701–720 of 7,119 · page 36 of 356