Jake Harding

speaker
500 appearances 6 recordings 1 series first heard May 2026 last heard 11 Aug

Jake Harding’s voice in public audio — every appearance, attributed to the second.

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Recordings per month over the last 12 months — 6 in all, peaking in Jun 2026 with 3.

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A couple of other things that stood out to me.
So one is I think it really just highlighted that this level of data to gather and interpret manually is just not.
Something carriers have the capacity to do from a headcount perspective.
And so, as you say, being able to integrate with these kind of headless systems that sit in the middle and can use LLMs to interpret that data is essential, but that requires accurate data and it requires real-time data.
But I think the last area that I guess really stood out that some of the anecdotes you've given me have really illustrated is, and particularly for great.
Growth in the US for you guys, right?
You've got significant experience in Japan, significant experience in Australia, and they encounter different perils, different types of perils.
So perhaps one is more prone to wildfire, one is more prone to floods, same for earthquakes, for really intense winds.
The US gets a little bit of all of that.
So that really highlights how you guys can slot into that market, I think, and offer that.
Yeah.
It's a novel and unexpected way to mitigate a risk, I guess.
But I mean if policy holders are doing that, then as we say, it changes the profile of those areas and it puts something on the table for carriers that previously wasn't there.
And so again, it's a great anecdote, I think, to demonstrate how real-time data is important, data that's up to date, and data that isn't overly generalized when it comes to geological.
Location.
One other area I want to get into with you guys, and that's the buy versus build conversation.
So a lot of what makes what we've discussed today possible is infrastructure that many carriers maybe will consider building themselves, but we've probably seen equally many, if not more, carriers try to build it themselves and perhaps achieve a level of success, but generally it will fall apart at scaling.
So when you look at the work that goes into producing property truth across an entire market, what would you say is genuinely out of reach for a carrier to do in house?
And what does that tell us about the build versus buy line and where it really sits today?
That makes total sense.
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