Jamie Lynn Byram

Thank you.

Thanks for having me.

Both.

So what we looked at was how couples perceive themselves and their partners in regards to whether they're a spender or a saver.

So this work actually came from my dissertation.

So I created a survey and had married couples separately and quietly complete the survey, and the study went from there.

True.

Also, the opposite of that is common.

People in relationships sometimes incorrectly assume that they know their partner, their perceptions of their partner are correct or could be incorrect.

As a financial planner, I've seen several times where one person believes that their partner is a spender when

And in actuality, looking at it from my point of view, that person is most definitely a saver.

It just may be that that person spends differently than their partner.

So they're going to perceive it differently.

Exactly.

That idea itself is what sparked my desire to do this as a dissertation.

I had a client, a married couple, both senior level partners in their jobs.

They had fully funded retirement, fully funded education goals.

They were on the path and doing very well.

And it happened, the wife got a bonus for her particular work that season, and she bought herself a purse, a four-figure purse.

And when her husband found out about it, he hit the roof.