Jan Watermann

speaker

2,178 appearances 14 recordings 1 series first heard May 2026 last heard 12 Aug

Jan Watermann’s voice in public audio — every appearance, attributed to the second.

Trend

recordings per month · last 12 months

Recordings per month over the last 12 months — 14 in all, peaking in Jul 2026 with 6.

Appearances

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Banking Without Borders · £5 for Being Broke: The Bank Accounts Exploiting the Desperate · 12 Aug 2026 podcast

If you decide to withdraw cash while abroad, you pay these four per cent plus two pounds twenty five as a fixed fee, plus whatever the ATM provider is charging. voice-verified

So now imagine you withdraw money in Thailand, maybe you're a um a Thai migrant who gave everything up in Thailand, moved to the UK, now just you know, earned saved saved up funds to travel back to his family, visit them. voice-verified

You have to take out money from an ATM. voice-verified

So this is a very fictional scenario, but it could be. voice-verified

And I'm just bringing up that scenario because I know the ATM fee in Thailand is fixed at 220 baht per withdrawal. voice-verified

Then you're paying these two hundred and twenty baht, which is in today's money probably five pounds fifty or so, something like that, and on top of that two pounds twenty five for pocket, and then four percent of whatever you're withdrawing. voice-verified

very very fascinatingly bad. voice-verified

I think I think so. voice-verified

hasn't seen the fee schedule, Johnny. voice-verified

I can I'm I'm sure. voice-verified

Johnny, let's talk about one one provider that's even worse, in my opinion at least. voice-verified

That suits me. voice-verified

Suits me. voice-verified

Looking at the fee schedule, get the assumption that it only suits them. voice-verified

Outgoing bank transfers, fascinatingly expensive Johnny. voice-verified

Fascinatingly expensive. voice-verified

They charge two point five percent of whatever you're trying to transfer out. voice-verified

But it's kept at four pounds at least. voice-verified

Oh just imagine, like you're trying trying to initiate a transfer, trying to to get money out of the account, they're charging you for it. voice-verified

Wow. voice-verified

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