Jan Watermann

speaker

2,178 appearances 14 recordings 1 series first heard May 2026 last heard 12 Aug

Jan Watermann’s voice in public audio — every appearance, attributed to the second.

Trend

recordings per month · last 12 months

Recordings per month over the last 12 months — 14 in all, peaking in Jul 2026 with 6.

Appearances

newest first · ▶ plays the moment

Banking Without Borders · £5 for Being Broke: The Bank Accounts Exploiting the Desperate · 12 Aug 2026 podcast

So the only way to to get rid of it essentially is printing it with your card. voice-verified

Okay. voice-verified

Let me let me just interject here, that's for every try, so you know sometimes when you cannot pay a direct debit. voice-verified

I've had that happen actually in the past because I forgot to update my banking details and the account was empty that was tried to be charged. voice-verified

Um voice-verified

So when when you uh when when they uh when when when you can't pay it when you can't pay it, they try multiple times. voice-verified

So every single try is being charged at five pounds. voice-verified

They make that clear in their fee schedule. voice-verified

Um that's fascinating. voice-verified

Now imagine the provider trying three or four times, and that's when you you notice it. voice-verified

Wow, you might owe them for twenty pounds. voice-verified

Well, from their website. voice-verified

I think now is a good time to move on, Johnny. voice-verified

Let's talk about that. voice-verified

Well, not necessarily. voice-verified

So the FCA um is quite broad with the criteria they apply here, but they do say um that they have to make it easy and have to be flexible with the terms of identification that they accept. voice-verified

So there could be um and I assume that official certificates, maybe a birth certificate that you bring with you, um certain state letters, could be a letter from the job center, um, from the uh financial institutions, could be voice-verified

um maybe confirmation letter from a homeless shelter potentially, you know, whatever whatever you have available, I'll say bring that to the bank, mention the situation that you're in, and then you should be able to to get this account opened. voice-verified

And if you don't with one bank, try with all of the the eight others before you choose one of the options that we just discussed. voice-verified

Yeah, they're relatively fast, I think. voice-verified

Showing 121–140 of 2,178 · page 7 of 109