Jim Filice

speaker

263 appearances 1 recordings 1 series first heard Jan 2026 last heard 15 Jan

Jim Filice’s voice in public audio — every appearance, attributed to the second.

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Recordings per month over the last 12 months — 1 in all, peaking in Jan 2026 with 1.

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It's close to 50-50.

Wow.

Which which surprises even surprised me when we started to look at the numbers.

Pull transactions probably started to catch ground and momentum maybe four years ago on the pull on the pull transaction side and the growth.

and pace of pull payments has exceeded the growth of push payments over the last few years.

Obviously, starting from a smaller base, when we think of push payments,

You think of the gig ride share where I would say that was where it all started.

Your ability to get drivers, if you were a gig platform, you needed to offer real-time payouts to those gig drivers.

Otherwise, the driver would go drive for another platform.

Now it's become table stakes.

And that's evolved to EWA and sort of moved into...

gaming payouts.

And now we're starting to see it evolve into the more traditional economy players like insurance payouts and government payouts, et cetera.

And so that has grown to the point where

Now, that movement of money, those meet-and-meet transactions are now table stakes and expected.

And as fintech platforms have evolved, the need to pull money into those platforms has been part of how they've grown and scaled.

If you think of the brokerages, the Robinhoods, the digital wallets like Cash App, PayPal, Venmo, etc.

So pull payments have really accelerated over the last three years.

Yeah, we think of, I think payments in general, but specifically money movement.

There's really four key things, ingredients that have to exist in order for something to scale.

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