Jim Filice

speaker

263 appearances 1 recordings 1 series first heard Jan 2026 last heard 15 Jan

Jim Filice’s voice in public audio — every appearance, attributed to the second.

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Recordings per month over the last 12 months — 1 in all, peaking in Jan 2026 with 1.

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Off the Rails from the U.S. Faster Payments Council - FPC · 15 Jan 2026 Jim Filice from Visa on Visa Direct Real-Time Payments, Stablecoin, AI · 15 Jan 2026 podcast

I think once that starts to happen in any segment,

that'll be a catalyst in order to unleash that segment.

So insurance, government payouts, certainly current administration saying they want to get rid of checks.

I mean, that has been a bit of a stimulant in trying to figure out how to do government disbursements in a faster way.

Healthcare, another area.

EWA has created this narrative that waiting for your paycheck, you know, even your every two week paycheck,

probably shouldn't be standard anymore.

So even just regular non EWA payroll is starting to move into that space that I wanted in, you know, on demand.

And we're seeing a lot of,

value people are getting and not just a certain segment of the market uh who's living paycheck to paycheck the reality is if 70 of people are living in the u.s paycheck to paycheck you know it could be 60 or 70 doesn't really matter the reality is that means everyone needs it at some point in their life or career and be uh useful to get the money a little earlier so i think this is uh

evolving over time, but I think the use cases are just expanding, certainly on the consumer side.

Okay, so I'm gonna say ISO 20022.

And the reason for that is, I think ISO 20022 had this great promise of modernizing B2B payments with data, etc.

I just think we've been talking about that for probably a decade now.

And while it's made changes, it just hasn't been super disruptive and maybe hasn't lived up to its promise just yet.

I don't think that means it goes away.

It just means it hasn't been as disruptive as I think we would all like it to be.

So I think that's the odd one out because I think AI and distributed ledger are going to fundamentally change the way B2B payments happen as an infrastructure.

And I think the CFOs

role, job going forward is going to change because of AI and distributed ledger.

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