Jim Filice

speaker

263 appearances 1 recordings 1 series first heard Jan 2026 last heard 15 Jan

Jim Filice’s voice in public audio — every appearance, attributed to the second.

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recordings per month · last 12 months

Recordings per month over the last 12 months — 1 in all, peaking in Jan 2026 with 1.

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Off the Rails from the U.S. Faster Payments Council - FPC · 15 Jan 2026 Jim Filice from Visa on Visa Direct Real-Time Payments, Stablecoin, AI · 15 Jan 2026 podcast

I don't know that it changed materially with ISO 20022.

And I think AI having the ability to take disparate data sets and make sense of them is actually going to do what ISO 20022 is promised to do, which is just bring data.

And so it'll be interesting to see how that evolves.

Yeah, I love them all, as you know.

But I think maybe because of this podcast, I should absolutely say speed is critical and important.

But I think the reality is today you can have payments without speed.

I mean, whether it's seconds or minutes, it has to be fast.

You can't have payments at scale today that are not secure or convenient.

I think no longer are the days where you could do a payment, even those inconvenient.

I think the reality is that's what's led us to living with wires and ACH today.

They're not the most convenient, but they work and they're fine and sort of the inertia.

So I think security and convenience is critical for anything to scale today.

The speed, I will just say it has to be fast.

But I think fast is different depending on the use case.

Some use cases fast means to be needs to be while I'm on the phone, I need to see it right away.

But in some use cases, fast can be, you know, within a few minutes or, or maybe even an hour for certain use cases.

Sure.

Let's kill the check.

It's convenient because the other options aren't convenient.

Yeah, exactly.

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