Joe Carroll

speaker
211 appearances 1 recordings 1 series first heard Jul 2026 last heard 13 Jul

Joe Carroll’s voice in public audio — every appearance, attributed to the second.

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recordings per month · last 12 months
1 · Jul OctJan 26AprJulnow

Recordings per month over the last 12 months — 1 in all, peaking in Jul 2026 with 1.

Appearances

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But, you know, with the move and everything, they didn't have...
the cash deposit, and they were able to borrow that cash deposit to get them in position to buy.
And they could service that debt easily.
Even with a large stress test, it was no problem.
So for them, it made sense.
But it's not something that I recommend really at all.
I feel uncomfortable about it.
My big question would be, if you've got the service ability to be able to afford both a home loan and a large personal loan,
Why don't you have the deposit?
As a stopgap?
So they've got a deposit and then it's just to get them over the line?
Yes.
Which is worth a lot more than what they paid for it.
Even to get onto the scheme now, you don't have to hold it.
Yeah, to go on the scheme.
No, but if they service it, they don't care.
That's outrageous.
And do you know what?
It's like everything.
What's really odd is one of the most conservative lenders in Australia accept it.
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